Use this page as a one-stop reference for everything related to Bank of Baroda's BUDGE BUDGE branch in BUDGE BUDGE, WEST BENGAL. The branch's IFSC code BARB0BUDGEB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BUDGEB is the IFSC of Bank of Baroda's BUDGE BUDGE branch. The format is fixed: BARB = bank code, 0 = reserved, BUDGEB = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Budge Budge branch in Budge Budge. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BUDGEB.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Budge Budge |
| IFSC Code | BARB0BUDGEB |
| MICR Code | Refer to cheque leaf |
| Branch Address | 11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137. |
| City | Budge Budge |
| District | South 24 Parganas |
| State | West Bengal |
| Phone | 1800223344 |
About this branch
The branch is located at 11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137.. It serves the Budge Budge region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BUDGEB is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDGE BUDGE of Bank of Baroda — its own 11-character IFSC. The code BARB0BUDGEB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BUDGEB the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Budge Budge branch is mapped to IFSC BARB0BUDGEB on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BUDGEB.
Banking services available
The Budge Budge branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BUDGEB
How to transfer money using IFSC BARB0BUDGEB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BUDGEB across all three.
NEFT to Bank of Baroda, BUDGE BUDGE using IFSC BARB0BUDGEB
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BUDGEB, and confirm that the system picks up Bank of Baroda – BUDGE BUDGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BUDGE BUDGE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BUDGE BUDGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BUDGEB while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BUDGE BUDGE (IFSC BARB0BUDGEB)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BUDGEB in your mobile or internet banking app, and the money is credited to the BUDGE BUDGE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Budge Budge
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BUDGEB:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUDGE BUDGE is still linked to IFSC BARB0BUDGEB.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BUDGE BUDGE branch, the IFSC BARB0BUDGEB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0BUDGEB
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BUDGE BUDGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BUDGEB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Budge Budge branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BUDGEB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BUDGE BUDGE:
- The IFSC is exactly BARB0BUDGEB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BUDGE BUDGE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Budge Budge branch
The branch is located at 11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137., which puts it inside Budge Budge, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Budge Budge branch” — the verified location pin for IFSC BARB0BUDGEB should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BUDGEB and your account number.
Verifying IFSC BARB0BUDGEB from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BUDGEB by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budge Budge branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BUDGEB, however, work 24x7.
Branch address & contact
Bank of BarodaBudge Budge Branch
11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137.
Budge Budge, West Bengal
Phone: 1800223344
IFSC: BARB0BUDGEB
Frequently asked questions
What is the phone number of Bank of Baroda Budge Budge branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0BUDGEB the same for all accounts at Budge Budge branch?
Yes. The IFSC BARB0BUDGEB is shared by every account held at Bank of Baroda's Budge Budge branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Budge Budge branch located?
Bank of Baroda's Budge Budge branch is located at 11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137., Budge Budge, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Budge Budge branch but serve different purposes.
Is IFSC BARB0BUDGEB valid for NEFT and RTGS?
Yes. IFSC BARB0BUDGEB is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0BUDGEB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BUDGEB to send funds instantly.
How quickly will an NEFT transfer using BARB0BUDGEB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Budge Budge reflect within 30 minutes.
How do I add Bank of Baroda Budge Budge as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BUDGEB, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0BUDGEB is the IFSC code of Bank of Baroda, BUDGE BUDGE branch, in BUDGE BUDGE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
