IFSC Code of Bank of Baroda, Brajanagar Branch Branch, Odisha

Below are the complete branch details for Bank of Baroda, BRAJANAGAR BRANCH branch, located in BRAHMAPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0BRAJNA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0BRAJNA for Bank of Baroda – BRAJANAGAR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – BRAJANAGAR BRANCH is BARB0BRAJNA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BRAJNA map to this branch in BRAHMAPUR, ODISHA.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Brajanagar Branch branch in Brahmapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BRAJNA.

Branch details at a glance

About this branch

The branch is located at BRAJANAGAR BRANCH,PO - BERHAMPUR, DIST - GANJAM,GANJAM,760001. It serves the Brahmapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BRAJNA is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BRAJANAGAR BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0BRAJNA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BRAJNA the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Brajanagar Branch branch is mapped to IFSC BARB0BRAJNA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0BRAJNA.

Products and services

Customers walking into the Brajanagar Branch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0BRAJNA

How to transfer money using IFSC BARB0BRAJNA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BRAJNA across all three.

How to use IFSC BARB0BRAJNA for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BRAJANAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0BRAJNA.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as BRAJANAGAR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BRAJANAGAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BRAJANAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BRAJNA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda BRAJANAGAR BRANCH (IFSC BARB0BRAJNA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BRAJNA in your mobile or internet banking app, and the money is credited to the BRAJANAGAR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Brajanagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BRAJNA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRAJANAGAR BRANCH is still linked to IFSC BARB0BRAJNA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0BRAJNA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BRAJANAGAR BRANCH is still mapped to IFSC BARB0BRAJNA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BRAJNA and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0BRAJNA

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BRAJANAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BRAJNA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Brajanagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BRAJNA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BRAJANAGAR BRANCH:

• The IFSC is exactly BARB0BRAJNA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and BRAJANAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Brajanagar Branch branch

The branch is located at BRAJANAGAR BRANCH,PO - BERHAMPUR, DIST - GANJAM,GANJAM,760001, which puts it inside Brahmapur, the broader Ganjam district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Brajanagar Branch branch” — the verified location pin for IFSC BARB0BRAJNA should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BRAJNA and your account number.

Verifying IFSC BARB0BRAJNA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BRAJNA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Brajanagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BRAJNA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0BRAJNA belongs to Bank of Baroda's BRAJANAGAR BRANCH branch, located at BRAJANAGAR BRANCH,PO - BERHAMPUR, DIST - GANJAM,GANJAM,760001 in BRAHMAPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.