Below are the complete branch details for Bank of Baroda, BONGAIGAON TOWN branch, located in BONGAIGAON, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJBONG. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJBONG for Bank of Baroda – BONGAIGAON TOWN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BONGAIGAON TOWN branch, the IFSC BARB0VJBONG breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJBONG identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bongaigaon Town branch — IFSC BARB0VJBONG — extends the bank's services to customers in and around Bongaigaon, Assam.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bongaigaon Town |
| IFSC Code | BARB0VJBONG |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380 |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380. It serves the Bongaigaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJBONG is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BONGAIGAON TOWN branch came to be assigned the code BARB0VJBONG.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJBONG, money simply cannot be routed to the BONGAIGAON TOWN branch electronically.
Products and account variants supported
Every account opened at the Bongaigaon Town branch is mapped to IFSC BARB0VJBONG on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJBONG.
Products and services
Customers walking into the Bongaigaon Town branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJBONG
How to transfer money using IFSC BARB0VJBONG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBONG across all three.
NEFT to Bank of Baroda, BONGAIGAON TOWN using IFSC BARB0VJBONG
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJBONG, and confirm that the system picks up Bank of Baroda – BONGAIGAON TOWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BONGAIGAON TOWN
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BONGAIGAON TOWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJBONG while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BONGAIGAON TOWN (IFSC BARB0VJBONG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBONG in your mobile or internet banking app, and the money is credited to the BONGAIGAON TOWN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJBONG for Bank of Baroda – BONGAIGAON TOWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJBONG | Yes – BARB0VJBONG | Yes – BARB0VJBONG |
For most retail customers crediting the Bongaigaon Town branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJBONG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BONGAIGAON TOWN is still mapped to IFSC BARB0VJBONG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJBONG and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VJBONG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BONGAIGAON TOWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJBONG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bongaigaon Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJBONG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BONGAIGAON TOWN:
- The IFSC is exactly BARB0VJBONG with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BONGAIGAON TOWN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bongaigaon Town branch
The branch is located at WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380, which puts it inside Bongaigaon, the broader Bongaigaon district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bongaigaon Town branch” — the verified location pin for IFSC BARB0VJBONG should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJBONG and your account number.
Verifying IFSC BARB0VJBONG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJBONG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bongaigaon Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJBONG continue to work without interruption.
Branch address & contact
Bank of BarodaBongaigaon Town Branch
WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380
Bongaigaon, Assam
Phone: 22-1800223344
IFSC: BARB0VJBONG
Frequently asked questions
Is IFSC BARB0VJBONG valid for NEFT and RTGS?
Yes. IFSC BARB0VJBONG is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bongaigaon Town branch but serve different purposes.
Does Bank of Baroda Bongaigaon Town branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Bongaigaon Town branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJBONG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bongaigaon Town reflect within 30 minutes.
Where is Bank of Baroda Bongaigaon Town branch located?
Bank of Baroda's Bongaigaon Town branch is located at WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380, Bongaigaon, Assam.
Can I use IFSC BARB0VJBONG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJBONG to send funds instantly.
Summary
The IFSC code BARB0VJBONG belongs to Bank of Baroda's BONGAIGAON TOWN branch, located at WARD NO21, BARAPARA, , NEAR TOWN HALL, , BONGAIGAON , BONGAIGAON , 783380 in BONGAIGAON, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
