IFSC Code of Bank of Baroda, S G Highway, Ahmedabad Branch, Gujarat

If you are searching for the IFSC code of Bank of Baroda, S G HIGHWAY, AHMEDABAD branch in BODAKDEV, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0SGHAHM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the S G HIGHWAY, AHMEDABAD branch, and detailed step-by-step guides for using the IFSC BARB0SGHAHM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's S G HIGHWAY, AHMEDABAD branch, the IFSC BARB0SGHAHM breaks down as follows: BARB identifies the bank, 0 is the reserved character, and SGHAHM identifies this particular branch.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its S G Highway, Ahmedabad branch in Bodakdev, Gujarat is part of this network and uses the IFSC code BARB0SGHAHM for all electronic settlement.

Branch details at a glance

About the S G Highway, Ahmedabad branch

The S G Highway, Ahmedabad branch of Bank of Baroda is situated at GROUND FLOOR - 2, SHAPATH - 3, NEAR GNFC TOWER, BODAK DEV,S G HIGHWAY ROAD, AHMEDABAD,GUJARAT 380054. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SGHAHM is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's S G HIGHWAY, AHMEDABAD branch came to be assigned the code BARB0SGHAHM.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SGHAHM, money simply cannot be routed to the S G HIGHWAY, AHMEDABAD branch electronically.

Account types you can open at the S G Highway, Ahmedabad branch

Once you have an account at Bank of Baroda – S G HIGHWAY, AHMEDABAD, the IFSC BARB0SGHAHM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the S G Highway, Ahmedabad branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0SGHAHM

How to transfer money using IFSC BARB0SGHAHM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SGHAHM across all three.

How to use IFSC BARB0SGHAHM for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's S G HIGHWAY, AHMEDABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0SGHAHM.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as S G HIGHWAY, AHMEDABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to S G HIGHWAY, AHMEDABAD

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's S G HIGHWAY, AHMEDABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SGHAHM while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – S G HIGHWAY, AHMEDABAD, use IMPS. With IFSC BARB0SGHAHM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SGHAHM for Bank of Baroda – S G HIGHWAY, AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the S G Highway, Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0SGHAHM

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – S G HIGHWAY, AHMEDABAD is still mapped to IFSC BARB0SGHAHM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SGHAHM and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the S G Highway, Ahmedabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SGHAHM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the S G Highway, Ahmedabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SGHAHM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BARB0SGHAHM

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – S G HIGHWAY, AHMEDABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0SGHAHM.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The S G Highway, Ahmedabad branch sits at GROUND FLOOR - 2, SHAPATH - 3, NEAR GNFC TOWER, BODAK DEV,S G HIGHWAY ROAD, AHMEDABAD,GUJARAT 380054. If you are travelling from outside Bodakdev, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SGHAHM and your account number.

Verifying IFSC BARB0SGHAHM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SGHAHM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at S G Highway, Ahmedabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SGHAHM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SGHAHM belongs to Bank of Baroda's S G HIGHWAY, AHMEDABAD branch, located at GROUND FLOOR - 2, SHAPATH - 3, NEAR GNFC TOWER, BODAK DEV,S G HIGHWAY ROAD,… in BODAKDEV, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.