Use this page as a one-stop reference for everything related to Bank of Baroda's BISTORIA, BIHAR branch in BISTARIA, BIHAR. The branch's IFSC code BARB0BISTOR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BISTOR is the IFSC of Bank of Baroda's BISTORIA, BIHAR branch. The format is fixed: BARB = bank code, 0 = reserved, BISTOR = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Bistoria, Bihar branch in Bistaria. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BISTOR.
About the Bistoria, Bihar branch
The Bistoria, Bihar branch of Bank of Baroda is situated at AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BISTOR is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bistoria, Bihar |
| IFSC Code | BARB0BISTOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334. |
| City | Bistaria |
| District | Araria |
| State | Bihar |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BISTORIA, BIHAR branch came to be assigned the code BARB0BISTOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BISTOR, money simply cannot be routed to the BISTORIA, BIHAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bistoria, Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BISTOR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0BISTOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BISTOR across all three.
How to use IFSC BARB0BISTOR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BISTORIA, BIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BISTOR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BISTORIA, BIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BISTORIA, BIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BISTORIA, BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BISTOR while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BISTORIA, BIHAR, use IMPS. With IFSC BARB0BISTOR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BISTOR for Bank of Baroda – BISTORIA, BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BISTOR | Yes – BARB0BISTOR | Yes – BARB0BISTOR |
For most retail customers crediting the Bistoria, Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BISTORIA, BIHAR branch, the IFSC BARB0BISTOR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bistoria, Bihar branch is mapped to IFSC BARB0BISTOR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BISTOR.
Banking services available
The Bistoria, Bihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BISTOR
Online banking and IFSC BARB0BISTOR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BISTORIA, BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BISTOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bistoria, Bihar branch
The branch is located at AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334., which puts it inside Bistaria, the broader Araria district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bistoria, Bihar branch” — the verified location pin for IFSC BARB0BISTOR should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BISTOR and your account number.
Common mistakes to avoid when using IFSC BARB0BISTOR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BISTORIA, BIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0BISTOR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bistoria, Bihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BISTOR continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BISTOR for Bank of Baroda – BISTORIA, BIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaBistoria, Bihar Branch
AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334.
Bistaria, Bihar
Phone: 1800223344
IFSC: BARB0BISTOR
Frequently asked questions
What is the phone number of Bank of Baroda Bistoria, Bihar branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0BISTOR valid for NEFT and RTGS?
Yes. IFSC BARB0BISTOR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Bistoria, Bihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Bistoria, Bihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BISTOR, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bistoria, Bihar branch but serve different purposes.
Can I use IFSC BARB0BISTOR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BISTOR to send funds instantly.
Where is Bank of Baroda Bistoria, Bihar branch located?
Bank of Baroda's Bistoria, Bihar branch is located at AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334., Bistaria, Bihar.
Summary
The IFSC code BARB0BISTOR belongs to Bank of Baroda's BISTORIA, BIHAR branch, located at AT & PO.RANIGANJ, BISTORIA, DIST.ARARIA, BIHAR - 855 334. in BISTARIA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
