Below are the complete branch details for Bank of Baroda, BINIKA branch, located in BINKA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0BINIKA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0BINIKA for Bank of Baroda – BINIKA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BINIKA branch, the IFSC BARB0BINIKA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BINIKA identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Binika |
| IFSC Code | BARB0BINIKA |
| MICR Code | Refer to cheque leaf |
| Branch Address | PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019 |
| City | Binka |
| District | Sonepur |
| State | Odisha |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Binika branch in Binka. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BINIKA.
About this branch
The branch is located at PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019. It serves the Binka region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BINIKA is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BINIKA of Bank of Baroda — its own 11-character IFSC. The code BARB0BINIKA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BINIKA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BINIKA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BINIKA across all three.
NEFT to Bank of Baroda, BINIKA using IFSC BARB0BINIKA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BINIKA, and confirm that the system picks up Bank of Baroda – BINIKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BINIKA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BINIKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BINIKA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BINIKA (IFSC BARB0BINIKA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BINIKA in your mobile or internet banking app, and the money is credited to the BINIKA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Binika
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BINIKA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BINIKA is still linked to IFSC BARB0BINIKA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BINIKA branch, the IFSC BARB0BINIKA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Binika branch is mapped to IFSC BARB0BINIKA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BINIKA.
Products and services
Customers walking into the Binika branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BINIKA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BINIKA and the account number together uniquely identify the Binika branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Binika branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BINIKA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BINIKA:
- The IFSC is exactly BARB0BINIKA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BINIKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Binika branch
The branch is located at PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019, which puts it inside Binka, the broader Sonepur district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Binika branch” — the verified location pin for IFSC BARB0BINIKA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BINIKA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BINIKA for Bank of Baroda – BINIKA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Binika branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BINIKA, however, work 24x7.
Branch address & contact
Bank of BarodaBinika Branch
PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019
Binka, Odisha
Phone: 1800223344
IFSC: BARB0BINIKA
Frequently asked questions
Is IFSC BARB0BINIKA the same for all accounts at Binika branch?
Yes. The IFSC BARB0BINIKA is shared by every account held at Bank of Baroda's Binika branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0BINIKA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Binika reflect within 30 minutes.
How do I add Bank of Baroda Binika as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BINIKA, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Binika branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Binika branch located?
Bank of Baroda's Binika branch is located at PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019, Binka, Odisha.
What is the phone number of Bank of Baroda Binika branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Binika branch but serve different purposes.
What is the IFSC code of Bank of Baroda Binika branch?
The IFSC code of Bank of Baroda, Binika branch is BARB0BINIKA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0BINIKA belongs to Bank of Baroda's BINIKA branch, located at PO BINIKA IN FRONT OF NEW EXCISEDIST. SONEPUR, BINIKA,ORISSA - 767019 in BINKA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
