This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, GANGLOOR branch in BIJAPUR. The 11-digit IFSC BARB0DBGAOR uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the GANGLOOR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBGAOR is the IFSC of Bank of Baroda's GANGLOOR branch. The format is fixed: BARB = bank code, 0 = reserved, DBGAOR = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Gangloor branch in Bijapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBGAOR.
About this branch
The branch is located at GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR BIJAPUR CHHATTISGARH 494444. It serves the Bijapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBGAOR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Gangloor |
| IFSC Code | BARB0DBGAOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR BIJAPUR CHHATTISGARH 494444 |
| City | Bijapur |
| District | Bijapur |
| State | Chhattisgarh |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANGLOOR of Bank of Baroda — its own 11-character IFSC. The code BARB0DBGAOR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBGAOR the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBGAOR and the account number together uniquely identify the Gangloor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBGAOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBGAOR across all three.
How to use IFSC BARB0DBGAOR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GANGLOOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBGAOR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as GANGLOOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBGAOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GANGLOOR, ensure your bank's portal accepts IFSC BARB0DBGAOR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda GANGLOOR (IFSC BARB0DBGAOR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBGAOR in your mobile or internet banking app, and the money is credited to the GANGLOOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBGAOR for Bank of Baroda – GANGLOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBGAOR | Yes – BARB0DBGAOR | Yes – BARB0DBGAOR |
For most retail customers crediting the Gangloor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBGAOR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GANGLOOR is still mapped to IFSC BARB0DBGAOR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBGAOR and the beneficiary's account number to complete the transfer.
Account types you can open at the Gangloor branch
Once you have an account at Bank of Baroda – GANGLOOR, the IFSC BARB0DBGAOR stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gangloor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBGAOR
Online banking and IFSC BARB0DBGAOR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GANGLOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBGAOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gangloor branch
The branch is located at GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR BIJAPUR CHHATTISGARH 494444, which puts it inside Bijapur, the broader Bijapur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Gangloor branch” — the verified location pin for IFSC BARB0DBGAOR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBGAOR and your account number.
Common mistakes to avoid when using IFSC BARB0DBGAOR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GANGLOOR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBGAOR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gangloor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBGAOR, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBGAOR for Bank of Baroda – GANGLOOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaGangloor Branch
GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR BIJAPUR CHHATTISGARH 494444
Bijapur, Chhattisgarh
Phone: 22-1800223344
IFSC: BARB0DBGAOR
Frequently asked questions
Does Bank of Baroda Gangloor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the IFSC code of Bank of Baroda Gangloor branch?
The IFSC code of Bank of Baroda, Gangloor branch is BARB0DBGAOR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Gangloor branch located?
Bank of Baroda's Gangloor branch is located at GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR BIJAPUR CHHATTISGARH 494444, Bijapur, Chhattisgarh.
How do I add Bank of Baroda Gangloor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBGAOR, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBGAOR valid for NEFT and RTGS?
Yes. IFSC BARB0DBGAOR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0DBGAOR the same for all accounts at Gangloor branch?
Yes. The IFSC BARB0DBGAOR is shared by every account held at Bank of Baroda's Gangloor branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gangloor branch but serve different purposes.
Summary
The IFSC code BARB0DBGAOR belongs to Bank of Baroda's GANGLOOR branch, located at GANGLOOR VILLAGE AND POST TEHSIL BIJAPURDISTRICT BIJAPUR CHATTISGARH BIJAPUR… in BIJAPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
