Use this page as a one-stop reference for everything related to Bank of Baroda's JUBILEE CIRCLE, DIST BHUJ branch in BHUJ, GUJARAT. The branch's IFSC code BARB0BHUKUT is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ is BARB0BHUKUT. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BHUKUT map to this branch in BHUJ, GUJARAT.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Jubilee Circle, Dist Bhuj branch — IFSC BARB0BHUKUT — extends the bank's services to customers in and around Bhuj, Gujarat.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jubilee Circle, Dist Bhuj |
| IFSC Code | BARB0BHUKUT |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHAKTIDHAM APARTMENT,MUNDRA ROAD, BHUJ ,DIST KUTCH, GUJARAT 370001 |
| City | Bhuj |
| District | Kutch |
| State | Gujarat |
| Phone | 1800223344 |
About this branch
The branch is located at BHAKTIDHAM APARTMENT,MUNDRA ROAD, BHUJ ,DIST KUTCH, GUJARAT 370001. It serves the Bhuj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BHUKUT is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JUBILEE CIRCLE, DIST BHUJ branch came to be assigned the code BARB0BHUKUT.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BHUKUT, money simply cannot be routed to the JUBILEE CIRCLE, DIST BHUJ branch electronically.
Products and account variants supported
Every account opened at the Jubilee Circle, Dist Bhuj branch is mapped to IFSC BARB0BHUKUT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BHUKUT.
Products and services
Customers walking into the Jubilee Circle, Dist Bhuj branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BHUKUT
How to transfer money using IFSC BARB0BHUKUT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BHUKUT across all three.
NEFT to Bank of Baroda, JUBILEE CIRCLE, DIST BHUJ using IFSC BARB0BHUKUT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BHUKUT, and confirm that the system picks up Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0BHUKUT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ, ensure your bank's portal accepts IFSC BARB0BHUKUT while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ, use IMPS. With IFSC BARB0BHUKUT and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jubilee Circle, Dist Bhuj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BHUKUT:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JUBILEE CIRCLE, DIST BHUJ is still linked to IFSC BARB0BHUKUT.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0BHUKUT
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ is still mapped to IFSC BARB0BHUKUT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BHUKUT and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jubilee Circle, Dist Bhuj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BHUKUT is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jubilee Circle, Dist Bhuj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BHUKUT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ:
- The IFSC is exactly BARB0BHUKUT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JUBILEE CIRCLE, DIST BHUJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jubilee Circle, Dist Bhuj branch
The branch is located at BHAKTIDHAM APARTMENT,MUNDRA ROAD, BHUJ ,DIST KUTCH, GUJARAT 370001, which puts it inside Bhuj, the broader Kutch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Jubilee Circle, Dist Bhuj branch” — the verified location pin for IFSC BARB0BHUKUT should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BHUKUT and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BHUKUT for Bank of Baroda – JUBILEE CIRCLE, DIST BHUJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jubilee Circle, Dist Bhuj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BHUKUT, however, work 24x7.
Branch address & contact
Bank of BarodaJubilee Circle, Dist Bhuj Branch
BHAKTIDHAM APARTMENT,MUNDRA ROAD, BHUJ ,DIST KUTCH, GUJARAT 370001
Bhuj, Gujarat
Phone: 1800223344
IFSC: BARB0BHUKUT
Frequently asked questions
Where is Bank of Baroda Jubilee Circle, Dist Bhuj branch located?
Bank of Baroda's Jubilee Circle, Dist Bhuj branch is located at BHAKTIDHAM APARTMENT,MUNDRA ROAD, BHUJ ,DIST KUTCH, GUJARAT 370001, Bhuj, Gujarat.
How do I add Bank of Baroda Jubilee Circle, Dist Bhuj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BHUKUT, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Jubilee Circle, Dist Bhuj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0BHUKUT valid for NEFT and RTGS?
Yes. IFSC BARB0BHUKUT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0BHUKUT for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BHUKUT to send funds instantly.
What is the IFSC code of Bank of Baroda Jubilee Circle, Dist Bhuj branch?
The IFSC code of Bank of Baroda, Jubilee Circle, Dist Bhuj branch is BARB0BHUKUT. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0BHUKUT be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Jubilee Circle, Dist Bhuj reflect within 30 minutes.
Is IFSC BARB0BHUKUT the same for all accounts at Jubilee Circle, Dist Bhuj branch?
Yes. The IFSC BARB0BHUKUT is shared by every account held at Bank of Baroda's Jubilee Circle, Dist Bhuj branch. Only the account number changes from customer to customer.
Final notes
To recap: BARB0BHUKUT is the IFSC code of Bank of Baroda, JUBILEE CIRCLE, DIST BHUJ branch, in BHUJ, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
