Use this page as a one-stop reference for everything related to Bank of Baroda's BHOJPUR, UP branch in BHOJPUR, UTTAR PRADESH. The branch's IFSC code BARB0BHOJPU is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BHOJPU is the IFSC of Bank of Baroda's BHOJPUR, UP branch. The format is fixed: BARB = bank code, 0 = reserved, BHOJPU = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bhojpur, Up |
| IFSC Code | BARB0BHOJPU |
| MICR Code | Refer to cheque leaf |
| Branch Address | SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202 |
| City | Bhojpur |
| District | Rae Bareli |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhojpur, Up branch — IFSC BARB0BHOJPU — extends the bank's services to customers in and around Bhojpur, Uttar Pradesh.
About the Bhojpur, Up branch
The Bhojpur, Up branch of Bank of Baroda is situated at SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BHOJPU is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHOJPUR, UP of Bank of Baroda — its own 11-character IFSC. The code BARB0BHOJPU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BHOJPU the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BHOJPU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BHOJPU across all three.
How to use IFSC BARB0BHOJPU for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BHOJPUR, UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BHOJPU.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BHOJPUR, UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0BHOJPU
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BHOJPUR, UP, ensure your bank's portal accepts IFSC BARB0BHOJPU while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BHOJPUR, UP, use IMPS. With IFSC BARB0BHOJPU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BHOJPU for Bank of Baroda – BHOJPUR, UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BHOJPU | Yes – BARB0BHOJPU | Yes – BARB0BHOJPU |
For most retail customers crediting the Bhojpur, Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0BHOJPU
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BHOJPUR, UP is still mapped to IFSC BARB0BHOJPU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BHOJPU and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhojpur, Up branch is mapped to IFSC BARB0BHOJPU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BHOJPU.
Banking services available
The Bhojpur, Up branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BHOJPU
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BHOJPU and the account number together uniquely identify the Bhojpur, Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0BHOJPU
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BHOJPUR, UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BHOJPU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0BHOJPU
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BHOJPUR, UP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0BHOJPU. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bhojpur, Up branch
The branch is located at SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202, which puts it inside Bhojpur, the broader Rae Bareli district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bhojpur, Up branch” — the verified location pin for IFSC BARB0BHOJPU should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BHOJPU and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BHOJPU for Bank of Baroda – BHOJPUR, UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bhojpur, Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BHOJPU continue to work without interruption.
Branch address & contact
Bank of BarodaBhojpur, Up Branch
SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202
Bhojpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0BHOJPU
Frequently asked questions
How quickly will an NEFT transfer using BARB0BHOJPU be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bhojpur, Up reflect within 30 minutes.
What is the phone number of Bank of Baroda Bhojpur, Up branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhojpur, Up branch but serve different purposes.
Is IFSC BARB0BHOJPU valid for NEFT and RTGS?
Yes. IFSC BARB0BHOJPU is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Bhojpur, Up branch located?
Bank of Baroda's Bhojpur, Up branch is located at SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202, Bhojpur, Uttar Pradesh.
Does Bank of Baroda Bhojpur, Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Bhojpur, Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BHOJPU, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0BHOJPU belongs to Bank of Baroda's BHOJPUR, UP branch, located at SARENI RAEBARELI ROAD, BHOJPUR BHOJPUR LUCKNOW UTTAR PRADESH 229202 in BHOJPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
