IFSC Code of Bank of Baroda, Khairabad,Bhilwara,Raj Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KHAIRABAD,BHILWARA,RAJ branch in BHILWARA. The 11-digit IFSC BARB0KHABHI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KHAIRABAD,BHILWARA,RAJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's KHAIRABAD,BHILWARA,RAJ branch, the IFSC BARB0KHABHI breaks down as follows: BARB identifies the bank, 0 is the reserved character, and KHABHI identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khairabad,Bhilwara,Raj branch in Bhilwara, Rajasthan is part of this network and uses the IFSC code BARB0KHABHI for all electronic settlement.

About the Khairabad,Bhilwara,Raj branch

The Khairabad,Bhilwara,Raj branch of Bank of Baroda is situated at SHRI BALAJI INDUSTRIES,SWAROOPGANJ CHORAHA,NATIONAL HIGHWAY,BHILWARA,RAJASTHAN 311025.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KHABHI is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHAIRABAD,BHILWARA,RAJ of Bank of Baroda — its own 11-character IFSC. The code BARB0KHABHI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KHABHI the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0KHABHI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KHABHI across all three.

How to use IFSC BARB0KHABHI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KHAIRABAD,BHILWARA,RAJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KHABHI.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KHAIRABAD,BHILWARA,RAJ.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KHAIRABAD,BHILWARA,RAJ

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KHAIRABAD,BHILWARA,RAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KHABHI while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KHAIRABAD,BHILWARA,RAJ (IFSC BARB0KHABHI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KHABHI in your mobile or internet banking app, and the money is credited to the KHAIRABAD,BHILWARA,RAJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Khairabad,Bhilwara,Raj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KHABHI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHAIRABAD,BHILWARA,RAJ is still linked to IFSC BARB0KHABHI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KHAIRABAD,BHILWARA,RAJ branch, the IFSC BARB0KHABHI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Khairabad,Bhilwara,Raj branch

Once you have an account at Bank of Baroda – KHAIRABAD,BHILWARA,RAJ, the IFSC BARB0KHABHI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khairabad,Bhilwara,Raj branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KHABHI

MICR & cheque-truncation details

Cheques drawn on the Khairabad,Bhilwara,Raj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KHABHI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Khairabad,Bhilwara,Raj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KHABHI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KHAIRABAD,BHILWARA,RAJ:

• The IFSC is exactly BARB0KHABHI with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KHAIRABAD,BHILWARA,RAJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Khairabad,Bhilwara,Raj branch sits at SHRI BALAJI INDUSTRIES,SWAROOPGANJ CHORAHA,NATIONAL HIGHWAY,BHILWARA,RAJASTHAN 311025.. If you are travelling from outside Bhilwara, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KHABHI and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0KHABHI for Bank of Baroda – KHAIRABAD,BHILWARA,RAJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Khairabad,Bhilwara,Raj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KHABHI continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KHABHI belongs to Bank of Baroda's KHAIRABAD,BHILWARA,RAJ branch, located at SHRI BALAJI INDUSTRIES,SWAROOPGANJ CHORAHA,NATIONAL HIGHWAY,BHILWARA,RAJASTHAN… in BHILWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.