Below are the complete branch details for Bank of Baroda, BHILAD DIST VALSAD branch, located in BHILAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0BHILAD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0BHILAD for Bank of Baroda – BHILAD DIST VALSAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BHILAD is the IFSC of Bank of Baroda's BHILAD DIST VALSAD branch. The format is fixed: BARB = bank code, 0 = reserved, BHILAD = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bhilad Dist Valsad |
| IFSC Code | BARB0BHILAD |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & POST - BHILAD, TAL. UMBERGAON.,BULSUR,GUJARAT-396105 |
| City | Bhilad |
| District | Valsad |
| State | Gujarat |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhilad Dist Valsad branch — IFSC BARB0BHILAD — extends the bank's services to customers in and around Bhilad, Gujarat.
About this branch
The branch is located at AT & POST - BHILAD, TAL. UMBERGAON.,BULSUR,GUJARAT-396105. It serves the Bhilad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BHILAD is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHILAD DIST VALSAD of Bank of Baroda — its own 11-character IFSC. The code BARB0BHILAD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BHILAD the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BHILAD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BHILAD across all three.
NEFT to Bank of Baroda, BHILAD DIST VALSAD using IFSC BARB0BHILAD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BHILAD, and confirm that the system picks up Bank of Baroda – BHILAD DIST VALSAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0BHILAD
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BHILAD DIST VALSAD, ensure your bank's portal accepts IFSC BARB0BHILAD while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BHILAD DIST VALSAD (IFSC BARB0BHILAD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BHILAD in your mobile or internet banking app, and the money is credited to the BHILAD DIST VALSAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BHILAD for Bank of Baroda – BHILAD DIST VALSAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BHILAD | Yes – BARB0BHILAD | Yes – BARB0BHILAD |
For most retail customers crediting the Bhilad Dist Valsad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BHILAD DIST VALSAD branch, the IFSC BARB0BHILAD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bhilad Dist Valsad branch
Once you have an account at Bank of Baroda – BHILAD DIST VALSAD, the IFSC BARB0BHILAD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhilad Dist Valsad branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BHILAD
MICR & cheque-truncation details
Cheques drawn on the Bhilad Dist Valsad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BHILAD for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0BHILAD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BHILAD DIST VALSAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BHILAD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BHILAD DIST VALSAD:
- The IFSC is exactly BARB0BHILAD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BHILAD DIST VALSAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhilad Dist Valsad branch sits at AT & POST - BHILAD, TAL. UMBERGAON.,BULSUR,GUJARAT-396105. If you are travelling from outside Bhilad, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BHILAD and your account number.
Verifying IFSC BARB0BHILAD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BHILAD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhilad Dist Valsad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BHILAD continue to work without interruption.
Branch address & contact
Bank of BarodaBhilad Dist Valsad Branch
AT & POST - BHILAD, TAL. UMBERGAON.,BULSUR,GUJARAT-396105
Bhilad, Gujarat
Phone: 1800223344
IFSC: BARB0BHILAD
Frequently asked questions
Is IFSC BARB0BHILAD the same for all accounts at Bhilad Dist Valsad branch?
Yes. The IFSC BARB0BHILAD is shared by every account held at Bank of Baroda's Bhilad Dist Valsad branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Bhilad Dist Valsad branch?
You can reach the branch at 1800223344 during regular banking hours.
Does Bank of Baroda Bhilad Dist Valsad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0BHILAD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BHILAD to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhilad Dist Valsad branch but serve different purposes.
How quickly will an NEFT transfer using BARB0BHILAD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bhilad Dist Valsad reflect within 30 minutes.
How do I add Bank of Baroda Bhilad Dist Valsad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BHILAD, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0BHILAD belongs to Bank of Baroda's BHILAD DIST VALSAD branch, located at AT & POST - BHILAD, TAL. UMBERGAON.,BULSUR,GUJARAT-396105 in BHILAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
