IFSC Code of Bank of Baroda, Bhigwan Br, Dist.Pune Branch, Maharashtra

If you are searching for the IFSC code of Bank of Baroda, BHIGWAN BR, DIST.PUNE branch in BHIGWAN, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BARB0BHIGWA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHIGWAN BR, DIST.PUNE branch, and detailed step-by-step guides for using the IFSC BARB0BHIGWA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's BHIGWAN BR, DIST.PUNE branch, the IFSC BARB0BHIGWA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BHIGWA identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhigwan Br, Dist.Pune branch — IFSC BARB0BHIGWA — extends the bank's services to customers in and around Bhigwan, Maharashtra.

Bhigwan Br, Dist.Pune branch overview

Located at NEXT TO NATIONAL PETROLEUM, PUNE SOLAPUR ROAD, BHIGWAN, TAL. INDAPUR, DIST. PUNE, MAHARARASTRA - 413130, the Bhigwan Br, Dist.Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0BHIGWA is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BHIGWAN BR, DIST.PUNE branch came to be assigned the code BARB0BHIGWA.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BHIGWA, money simply cannot be routed to the BHIGWAN BR, DIST.PUNE branch electronically.

How to transfer money using IFSC BARB0BHIGWA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BHIGWA across all three.

NEFT to Bank of Baroda, BHIGWAN BR, DIST.PUNE using IFSC BARB0BHIGWA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BHIGWA, and confirm that the system picks up Bank of Baroda – BHIGWAN BR, DIST.PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHIGWAN BR, DIST.PUNE

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BHIGWAN BR, DIST.PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BHIGWA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda BHIGWAN BR, DIST.PUNE (IFSC BARB0BHIGWA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BHIGWA in your mobile or internet banking app, and the money is credited to the BHIGWAN BR, DIST.PUNE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhigwan Br, Dist.Pune

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BHIGWA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHIGWAN BR, DIST.PUNE is still linked to IFSC BARB0BHIGWA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BHIGWAN BR, DIST.PUNE branch, the IFSC BARB0BHIGWA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhigwan Br, Dist.Pune branch is mapped to IFSC BARB0BHIGWA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0BHIGWA.

Products and services

Customers walking into the Bhigwan Br, Dist.Pune branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0BHIGWA

MICR & cheque-truncation details

Cheques drawn on the Bhigwan Br, Dist.Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BHIGWA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhigwan Br, Dist.Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BHIGWA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BARB0BHIGWA

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BHIGWAN BR, DIST.PUNE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0BHIGWA.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhigwan Br, Dist.Pune branch sits at NEXT TO NATIONAL PETROLEUM, PUNE SOLAPUR ROAD, BHIGWAN, TAL. INDAPUR, DIST. PUNE, MAHARARASTRA - 413130. If you are travelling from outside Bhigwan, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BHIGWA and your account number.

Verifying IFSC BARB0BHIGWA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BHIGWA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhigwan Br, Dist.Pune branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BHIGWA, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0BHIGWA belongs to Bank of Baroda's BHIGWAN BR, DIST.PUNE branch, located at NEXT TO NATIONAL PETROLEUM, PUNE SOLAPUR ROAD, BHIGWAN, TAL. INDAPUR, DIST.… in BHIGWAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.