IFSC Code of Bank of Baroda, Bhawal Khera, Shahjahanpur,U.P. Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, BHAWAL KHERA, SHAHJAHANPUR,U.P. branch in BHAWALKHERA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0BLYBHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAWAL KHERA, SHAHJAHANPUR,U.P. branch, and detailed step-by-step guides for using the IFSC BARB0BLYBHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0BLYBHA is the IFSC of Bank of Baroda's BHAWAL KHERA, SHAHJAHANPUR,U.P. branch. The format is fixed: BARB = bank code, 0 = reserved, BLYBHA = branch identifier.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Bhawal Khera, Shahjahanpur,U.P. branch in Bhawalkhera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BLYBHA.

Branch details at a glance

Bhawal Khera, Shahjahanpur,U.P. branch overview

Located at NEAR N.T.I., LODIPUR, SHAHJAHANPUR, UTTAR PRADESH 242001, the Bhawal Khera, Shahjahanpur,U.P. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0BLYBHA is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAWAL KHERA, SHAHJAHANPUR,U.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0BLYBHA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BLYBHA the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bhawal Khera, Shahjahanpur,U.P. branch is mapped to IFSC BARB0BLYBHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0BLYBHA.

Products and services

Customers walking into the Bhawal Khera, Shahjahanpur,U.P. branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0BLYBHA

How to transfer money using IFSC BARB0BLYBHA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BLYBHA across all three.

NEFT to Bank of Baroda, BHAWAL KHERA, SHAHJAHANPUR,U.P. using IFSC BARB0BLYBHA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BLYBHA, and confirm that the system picks up Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHAWAL KHERA, SHAHJAHANPUR,U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BHAWAL KHERA, SHAHJAHANPUR,U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BLYBHA while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P., use IMPS. With IFSC BARB0BLYBHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0BLYBHA for Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhawal Khera, Shahjahanpur,U.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0BLYBHA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P. is still mapped to IFSC BARB0BLYBHA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BLYBHA and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Bhawal Khera, Shahjahanpur,U.P. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BLYBHA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BLYBHA and the account number together uniquely identify the Bhawal Khera, Shahjahanpur,U.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P.:

• The IFSC is exactly BARB0BLYBHA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and BHAWAL KHERA, SHAHJAHANPUR,U.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhawal Khera, Shahjahanpur,U.P. branch sits at NEAR N.T.I., LODIPUR, SHAHJAHANPUR, UTTAR PRADESH 242001. If you are travelling from outside Bhawalkhera, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BLYBHA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0BLYBHA for Bank of Baroda – BHAWAL KHERA, SHAHJAHANPUR,U.P., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhawal Khera, Shahjahanpur,U.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BLYBHA, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0BLYBHA is the IFSC code of Bank of Baroda, BHAWAL KHERA, SHAHJAHANPUR,U.P. branch, in BHAWALKHERA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.