This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, SOSIYA branch in BHAVNAGAR. The 11-digit IFSC BARB0DBSOSI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the SOSIYA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – SOSIYA is BARB0DBSOSI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBSOSI map to this branch in BHAVNAGAR, GUJARAT.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Sosiya branch — IFSC BARB0DBSOSI — extends the bank's services to customers in and around Bhavnagar, Gujarat.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Sosiya |
| IFSC Code | BARB0DBSOSI |
| MICR Code | Refer to cheque leaf |
| Branch Address | ALANG SOSIYA SHIP BREAKING YARD OPP PLOT NO140 VILL SOSIYA TAL TALAJA DIST BHAVNAGAR TALAJA BHAVNAGAR GUJARAT 364120 |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at ALANG SOSIYA SHIP BREAKING YARD OPP PLOT NO140 VILL SOSIYA TAL TALAJA DIST BHAVNAGAR TALAJA BHAVNAGAR GUJARAT 364120. It serves the Bhavnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBSOSI is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOSIYA of Bank of Baroda — its own 11-character IFSC. The code BARB0DBSOSI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBSOSI the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sosiya branch is mapped to IFSC BARB0DBSOSI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBSOSI.
Banking services available
The Sosiya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBSOSI
How to transfer money using IFSC BARB0DBSOSI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBSOSI across all three.
NEFT to Bank of Baroda, SOSIYA using IFSC BARB0DBSOSI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBSOSI, and confirm that the system picks up Bank of Baroda – SOSIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBSOSI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SOSIYA, ensure your bank's portal accepts IFSC BARB0DBSOSI while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda SOSIYA (IFSC BARB0DBSOSI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBSOSI in your mobile or internet banking app, and the money is credited to the SOSIYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBSOSI for Bank of Baroda – SOSIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBSOSI | Yes – BARB0DBSOSI | Yes – BARB0DBSOSI |
For most retail customers crediting the Sosiya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBSOSI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SOSIYA is still mapped to IFSC BARB0DBSOSI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBSOSI and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sosiya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBSOSI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sosiya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBSOSI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SOSIYA:
- The IFSC is exactly BARB0DBSOSI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SOSIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sosiya branch
The branch is located at ALANG SOSIYA SHIP BREAKING YARD OPP PLOT NO140 VILL SOSIYA TAL TALAJA DIST BHAVNAGAR TALAJA BHAVNAGAR GUJARAT 364120, which puts it inside Bhavnagar, the broader Bhavnagar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Sosiya branch” — the verified location pin for IFSC BARB0DBSOSI should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBSOSI and your account number.
Verifying IFSC BARB0DBSOSI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBSOSI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sosiya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBSOSI, however, work 24x7.
Branch address & contact
Bank of BarodaSosiya Branch
ALANG SOSIYA SHIP BREAKING YARD OPP PLOT NO140 VILL SOSIYA TAL TALAJA DIST BHAVNAGAR TALAJA BHAVNAGAR GUJARAT 364120
Bhavnagar, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBSOSI
Frequently asked questions
How quickly will an NEFT transfer using BARB0DBSOSI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Sosiya reflect within 30 minutes.
Is IFSC BARB0DBSOSI valid for NEFT and RTGS?
Yes. IFSC BARB0DBSOSI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sosiya branch but serve different purposes.
Is IFSC BARB0DBSOSI the same for all accounts at Sosiya branch?
Yes. The IFSC BARB0DBSOSI is shared by every account held at Bank of Baroda's Sosiya branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Sosiya branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Sosiya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBSOSI, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Sosiya branch?
The IFSC code of Bank of Baroda, Sosiya branch is BARB0DBSOSI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0DBSOSI belongs to Bank of Baroda's SOSIYA branch, located at ALANG SOSIYA SHIP BREAKING YARD OPP PLOT NO140 VILL SOSIYA TAL TALAJA DIST… in BHAVNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
