IFSC Code of Bank of Baroda, Shastri Nagar, Bhavnagar Branch, Gujarat

Below are the complete branch details for Bank of Baroda, SHASTRI NAGAR, BHAVNAGAR branch, located in BHAVNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0SHASTR. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0SHASTR for Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0SHASTR is the IFSC of Bank of Baroda's SHASTRI NAGAR, BHAVNAGAR branch. The format is fixed: BARB = bank code, 0 = reserved, SHASTR = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Shastri Nagar, Bhavnagar branch — IFSC BARB0SHASTR — extends the bank's services to customers in and around Bhavnagar, Gujarat.

Branch details at a glance

Shastri Nagar, Bhavnagar branch overview

Located at SHASTRINAGAR, BHAVNAGAR GUJARAT 364003, the Shastri Nagar, Bhavnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SHASTR is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHASTRI NAGAR, BHAVNAGAR branch came to be assigned the code BARB0SHASTR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SHASTR, money simply cannot be routed to the SHASTRI NAGAR, BHAVNAGAR branch electronically.

Account types you can open at the Shastri Nagar, Bhavnagar branch

Once you have an account at Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR, the IFSC BARB0SHASTR stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shastri Nagar, Bhavnagar branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0SHASTR

How to transfer money using IFSC BARB0SHASTR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHASTR across all three.

NEFT to Bank of Baroda, SHASTRI NAGAR, BHAVNAGAR using IFSC BARB0SHASTR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHASTR, and confirm that the system picks up Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0SHASTR

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR, ensure your bank's portal accepts IFSC BARB0SHASTR while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda SHASTRI NAGAR, BHAVNAGAR (IFSC BARB0SHASTR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SHASTR in your mobile or internet banking app, and the money is credited to the SHASTRI NAGAR, BHAVNAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SHASTR for Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shastri Nagar, Bhavnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0SHASTR

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR is still mapped to IFSC BARB0SHASTR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SHASTR and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0SHASTR

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SHASTRI NAGAR, BHAVNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SHASTR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shastri Nagar, Bhavnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SHASTR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR:

• The IFSC is exactly BARB0SHASTR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SHASTRI NAGAR, BHAVNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shastri Nagar, Bhavnagar branch

The branch is located at SHASTRINAGAR, BHAVNAGAR GUJARAT 364003, which puts it inside Bhavnagar, the broader Bhavnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Shastri Nagar, Bhavnagar branch” — the verified location pin for IFSC BARB0SHASTR should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SHASTR and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0SHASTR for Bank of Baroda – SHASTRI NAGAR, BHAVNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shastri Nagar, Bhavnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SHASTR continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SHASTR belongs to Bank of Baroda's SHASTRI NAGAR, BHAVNAGAR branch, located at SHASTRINAGAR, BHAVNAGAR GUJARAT 364003 in BHAVNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.