This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BHADRAWATI,CHANDRAPUR,MH branch in BHADRAVATI. The 11-digit IFSC BARB0BHANAG uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BHADRAWATI,CHANDRAPUR,MH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BHADRAWATI,CHANDRAPUR,MH branch, the IFSC BARB0BHANAG breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BHANAG identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhadrawati,Chandrapur,Mh branch — IFSC BARB0BHANAG — extends the bank's services to customers in and around Bhadravati, Maharashtra.
About this branch
The branch is located at VENKYATESH PLAZA OPP NEW BUS STOP BHADRAWATI DIST CHANDRAPUR, BHADRAWATI , MAHARASTRA 442902.. It serves the Bhadravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BHANAG is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bhadrawati,Chandrapur,Mh |
| IFSC Code | BARB0BHANAG |
| MICR Code | Refer to cheque leaf |
| Branch Address | VENKYATESH PLAZA OPP NEW BUS STOP BHADRAWATI DIST CHANDRAPUR, BHADRAWATI , MAHARASTRA 442902. |
| City | Bhadravati |
| District | Chandrapur |
| State | Maharashtra |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADRAWATI,CHANDRAPUR,MH of Bank of Baroda — its own 11-character IFSC. The code BARB0BHANAG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BHANAG the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bhadrawati,Chandrapur,Mh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BHANAG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0BHANAG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BHANAG across all three.
How to use IFSC BARB0BHANAG for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BHADRAWATI,CHANDRAPUR,MH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BHANAG.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BHADRAWATI,CHANDRAPUR,MH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHADRAWATI,CHANDRAPUR,MH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BHADRAWATI,CHANDRAPUR,MH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BHANAG while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BHADRAWATI,CHANDRAPUR,MH (IFSC BARB0BHANAG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BHANAG in your mobile or internet banking app, and the money is credited to the BHADRAWATI,CHANDRAPUR,MH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BHANAG for Bank of Baroda – BHADRAWATI,CHANDRAPUR,MH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BHANAG | Yes – BARB0BHANAG | Yes – BARB0BHANAG |
For most retail customers crediting the Bhadrawati,Chandrapur,Mh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0BHANAG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BHADRAWATI,CHANDRAPUR,MH is still mapped to IFSC BARB0BHANAG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BHANAG and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhadrawati,Chandrapur,Mh branch is mapped to IFSC BARB0BHANAG on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BHANAG.
Banking services available
The Bhadrawati,Chandrapur,Mh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BHANAG
Online banking and IFSC BARB0BHANAG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BHADRAWATI,CHANDRAPUR,MH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BHANAG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bhadrawati,Chandrapur,Mh branch sits at VENKYATESH PLAZA OPP NEW BUS STOP BHADRAWATI DIST CHANDRAPUR, BHADRAWATI , MAHARASTRA 442902.. If you are travelling from outside Bhadravati, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BHANAG and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BHADRAWATI,CHANDRAPUR,MH:
- The IFSC is exactly BARB0BHANAG with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BHADRAWATI,CHANDRAPUR,MH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadrawati,Chandrapur,Mh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BHANAG, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BHANAG for Bank of Baroda – BHADRAWATI,CHANDRAPUR,MH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaBhadrawati,Chandrapur,Mh Branch
VENKYATESH PLAZA OPP NEW BUS STOP BHADRAWATI DIST CHANDRAPUR, BHADRAWATI , MAHARASTRA 442902.
Bhadravati, Maharashtra
Phone: 1800223344
IFSC: BARB0BHANAG
Frequently asked questions
Where is Bank of Baroda Bhadrawati,Chandrapur,Mh branch located?
Bank of Baroda's Bhadrawati,Chandrapur,Mh branch is located at VENKYATESH PLAZA OPP NEW BUS STOP BHADRAWATI DIST CHANDRAPUR, BHADRAWATI , MAHARASTRA 442902., Bhadravati, Maharashtra.
Is IFSC BARB0BHANAG valid for NEFT and RTGS?
Yes. IFSC BARB0BHANAG is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Bhadrawati,Chandrapur,Mh branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0BHANAG the same for all accounts at Bhadrawati,Chandrapur,Mh branch?
Yes. The IFSC BARB0BHANAG is shared by every account held at Bank of Baroda's Bhadrawati,Chandrapur,Mh branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0BHANAG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bhadrawati,Chandrapur,Mh reflect within 30 minutes.
Can I use IFSC BARB0BHANAG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BHANAG to send funds instantly.
Final notes
To recap: BARB0BHANAG is the IFSC code of Bank of Baroda, BHADRAWATI,CHANDRAPUR,MH branch, in BHADRAVATI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
