This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BHADRAK branch in BHADRAK. The 11-digit IFSC BARB0VJBHAD uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BHADRAK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJBHAD is the IFSC of Bank of Baroda's BHADRAK branch. The format is fixed: BARB = bank code, 0 = reserved, VJBHAD = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhadrak branch in Bhadrak, Odisha is part of this network and uses the IFSC code BARB0VJBHAD for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bhadrak |
| IFSC Code | BARB0VJBHAD |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK , 756100 |
| City | Bhadrak |
| District | Bhadrak |
| State | Odisha |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at 1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK , 756100. It serves the Bhadrak region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJBHAD is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADRAK of Bank of Baroda — its own 11-character IFSC. The code BARB0VJBHAD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJBHAD the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bhadrak branch
Once you have an account at Bank of Baroda – BHADRAK, the IFSC BARB0VJBHAD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhadrak branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJBHAD
How to transfer money using IFSC BARB0VJBHAD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBHAD across all three.
NEFT to Bank of Baroda, BHADRAK using IFSC BARB0VJBHAD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJBHAD, and confirm that the system picks up Bank of Baroda – BHADRAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADRAK
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BHADRAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJBHAD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BHADRAK (IFSC BARB0VJBHAD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBHAD in your mobile or internet banking app, and the money is credited to the BHADRAK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhadrak
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJBHAD:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADRAK is still linked to IFSC BARB0VJBHAD.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BHADRAK branch, the IFSC BARB0VJBHAD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhadrak branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJBHAD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJBHAD and the account number together uniquely identify the Bhadrak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0VJBHAD
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BHADRAK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJBHAD. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bhadrak branch
The branch is located at 1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK , 756100, which puts it inside Bhadrak, the broader Bhadrak district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bhadrak branch” — the verified location pin for IFSC BARB0VJBHAD should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJBHAD and your account number.
Verifying IFSC BARB0VJBHAD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJBHAD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhadrak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJBHAD continue to work without interruption.
Branch address & contact
Bank of BarodaBhadrak Branch
1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK , 756100
Bhadrak, Odisha
Phone: 22-1800223344
IFSC: BARB0VJBHAD
Frequently asked questions
How do I add Bank of Baroda Bhadrak as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJBHAD, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Bhadrak branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Bhadrak branch located?
Bank of Baroda's Bhadrak branch is located at 1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK , 756100, Bhadrak, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhadrak branch but serve different purposes.
What is the IFSC code of Bank of Baroda Bhadrak branch?
The IFSC code of Bank of Baroda, Bhadrak branch is BARB0VJBHAD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJBHAD the same for all accounts at Bhadrak branch?
Yes. The IFSC BARB0VJBHAD is shared by every account held at Bank of Baroda's Bhadrak branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0VJBHAD belongs to Bank of Baroda's BHADRAK branch, located at 1ST FLOOR , NEAR HOTEL ROYAL GARDEN BONTH CHHAK , BHADRAK ODISHA , BHADRAK ,… in BHADRAK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
