Below are the complete branch details for Bank of Baroda, HARIVATICA branch, located in BETTIAH, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BARB0HARIVA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0HARIVA for Bank of Baroda – HARIVATICA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0HARIVA is the IFSC of Bank of Baroda's HARIVATICA branch. The format is fixed: BARB = bank code, 0 = reserved, HARIVA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Harivatica branch in Bettiah, Bihar is part of this network and uses the IFSC code BARB0HARIVA for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Harivatica |
| IFSC Code | BARB0HARIVA |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARIVATICA URWASHI CINEMA ROAD WARD NO 36 DIST WESTCHAMPARAN BETTIAH BIHAR 845438 |
| City | Bettiah |
| District | Paschimi Champaran |
| State | Bihar |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at HARIVATICA URWASHI CINEMA ROAD WARD NO 36 DIST WESTCHAMPARAN BETTIAH BIHAR 845438. It serves the Bettiah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0HARIVA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's HARIVATICA branch came to be assigned the code BARB0HARIVA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0HARIVA, money simply cannot be routed to the HARIVATICA branch electronically.
Account types you can open at the Harivatica branch
Once you have an account at Bank of Baroda – HARIVATICA, the IFSC BARB0HARIVA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Harivatica branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0HARIVA
How to transfer money using IFSC BARB0HARIVA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0HARIVA across all three.
How to use IFSC BARB0HARIVA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's HARIVATICA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0HARIVA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as HARIVATICA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0HARIVA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – HARIVATICA, ensure your bank's portal accepts IFSC BARB0HARIVA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – HARIVATICA, use IMPS. With IFSC BARB0HARIVA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0HARIVA for Bank of Baroda – HARIVATICA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0HARIVA | Yes – BARB0HARIVA | Yes – BARB0HARIVA |
For most retail customers crediting the Harivatica branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's HARIVATICA branch, the IFSC BARB0HARIVA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0HARIVA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the HARIVATICA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0HARIVA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0HARIVA and the account number together uniquely identify the Harivatica branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0HARIVA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – HARIVATICA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0HARIVA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Harivatica branch sits at HARIVATICA URWASHI CINEMA ROAD WARD NO 36 DIST WESTCHAMPARAN BETTIAH BIHAR 845438. If you are travelling from outside Bettiah, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0HARIVA and your account number.
Verifying IFSC BARB0HARIVA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0HARIVA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Harivatica are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0HARIVA continue to work without interruption.
Branch address & contact
Bank of BarodaHarivatica Branch
HARIVATICA URWASHI CINEMA ROAD WARD NO 36 DIST WESTCHAMPARAN BETTIAH BIHAR 845438
Bettiah, Bihar
Phone: 22-1800223344
IFSC: BARB0HARIVA
Frequently asked questions
What is the phone number of Bank of Baroda Harivatica branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harivatica branch but serve different purposes.
What is the IFSC code of Bank of Baroda Harivatica branch?
The IFSC code of Bank of Baroda, Harivatica branch is BARB0HARIVA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0HARIVA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Harivatica reflect within 30 minutes.
Does Bank of Baroda Harivatica branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0HARIVA the same for all accounts at Harivatica branch?
Yes. The IFSC BARB0HARIVA is shared by every account held at Bank of Baroda's Harivatica branch. Only the account number changes from customer to customer.
Is IFSC BARB0HARIVA valid for NEFT and RTGS?
Yes. IFSC BARB0HARIVA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0HARIVA belongs to Bank of Baroda's HARIVATICA branch, located at HARIVATICA URWASHI CINEMA ROAD WARD NO 36 DIST WESTCHAMPARAN BETTIAH BIHAR… in BETTIAH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
