If you are searching for the IFSC code of Bank of Baroda, BERA POKHARA branch in BERA POKHARA HALDWANI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is BARB0BERAPO. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BERA POKHARA branch, and detailed step-by-step guides for using the IFSC BARB0BERAPO across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BERA POKHARA branch, the IFSC BARB0BERAPO breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BERAPO identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bera Pokhara |
| IFSC Code | BARB0BERAPO |
| MICR Code | Refer to cheque leaf |
| Branch Address | BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139 |
| City | Bera Pokhara Haldwani |
| District | Nainital |
| State | Uttarakhand |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bera Pokhara branch in Bera Pokhara Haldwani, Uttarakhand is part of this network and uses the IFSC code BARB0BERAPO for all electronic settlement.
About this branch
The branch is located at BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139. It serves the Bera Pokhara Haldwani region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BERAPO is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BERA POKHARA of Bank of Baroda — its own 11-character IFSC. The code BARB0BERAPO is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BERAPO the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0BERAPO
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BERAPO across all three.
NEFT to Bank of Baroda, BERA POKHARA using IFSC BARB0BERAPO
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BERAPO, and confirm that the system picks up Bank of Baroda – BERA POKHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BERA POKHARA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BERA POKHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BERAPO while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BERA POKHARA, use IMPS. With IFSC BARB0BERAPO and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BERAPO for Bank of Baroda – BERA POKHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BERAPO | Yes – BARB0BERAPO | Yes – BARB0BERAPO |
For most retail customers crediting the Bera Pokhara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BERA POKHARA branch, the IFSC BARB0BERAPO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bera Pokhara branch
Once you have an account at Bank of Baroda – BERA POKHARA, the IFSC BARB0BERAPO stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bera Pokhara branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BERAPO
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BERAPO and the account number together uniquely identify the Bera Pokhara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0BERAPO
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BERA POKHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BERAPO is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BERA POKHARA:
- The IFSC is exactly BARB0BERAPO with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BERA POKHARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bera Pokhara branch sits at BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139. If you are travelling from outside Bera Pokhara Haldwani, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BERAPO and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BERAPO for Bank of Baroda – BERA POKHARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bera Pokhara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BERAPO, however, work 24x7.
Branch address & contact
Bank of BarodaBera Pokhara Branch
BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139
Bera Pokhara Haldwani, Uttarakhand
Phone: 22-1800223344
IFSC: BARB0BERAPO
Frequently asked questions
Where is Bank of Baroda Bera Pokhara branch located?
Bank of Baroda's Bera Pokhara branch is located at BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139, Bera Pokhara Haldwani, Uttarakhand.
Is IFSC BARB0BERAPO valid for NEFT and RTGS?
Yes. IFSC BARB0BERAPO is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0BERAPO for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BERAPO to send funds instantly.
How do I add Bank of Baroda Bera Pokhara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BERAPO, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Bera Pokhara branch?
The IFSC code of Bank of Baroda, Bera Pokhara branch is BARB0BERAPO. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0BERAPO be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bera Pokhara reflect within 30 minutes.
Is IFSC BARB0BERAPO the same for all accounts at Bera Pokhara branch?
Yes. The IFSC BARB0BERAPO is shared by every account held at Bank of Baroda's Bera Pokhara branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0BERAPO belongs to Bank of Baroda's BERA POKHARA branch, located at BERA POKHARA, NEAR PANCHAYAT GHAR CHAURAHA, HALDWANI-263139 in BERA POKHARA HALDWANI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
