Use this page as a one-stop reference for everything related to Bank of Baroda's KOTHANUR branch in BENGALURU, KARNATAKA. The branch's IFSC code BARB0VJKONU is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKONU is the IFSC of Bank of Baroda's KOTHANUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJKONU = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kothanur branch in Bengaluru, Karnataka is part of this network and uses the IFSC code BARB0VJKONU for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kothanur |
| IFSC Code | BARB0VJKONU |
| MICR Code | Refer to cheque leaf |
| Branch Address | SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE , BANGALORE , 560077 |
| City | Bengaluru |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
Kothanur branch overview
Located at SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE , BANGALORE , 560077, the Kothanur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJKONU is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KOTHANUR branch came to be assigned the code BARB0VJKONU.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKONU, money simply cannot be routed to the KOTHANUR branch electronically.
Products and account variants supported
Every account opened at the Kothanur branch is mapped to IFSC BARB0VJKONU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKONU.
Products and services
Customers walking into the Kothanur branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKONU
How to transfer money using IFSC BARB0VJKONU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKONU across all three.
NEFT to Bank of Baroda, KOTHANUR using IFSC BARB0VJKONU
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKONU, and confirm that the system picks up Bank of Baroda – KOTHANUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJKONU
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KOTHANUR, ensure your bank's portal accepts IFSC BARB0VJKONU while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KOTHANUR, use IMPS. With IFSC BARB0VJKONU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKONU for Bank of Baroda – KOTHANUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKONU | Yes – BARB0VJKONU | Yes – BARB0VJKONU |
For most retail customers crediting the Kothanur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJKONU
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOTHANUR is still mapped to IFSC BARB0VJKONU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKONU and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kothanur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKONU is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJKONU and the account number together uniquely identify the Kothanur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOTHANUR:
- The IFSC is exactly BARB0VJKONU with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KOTHANUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kothanur branch
The branch is located at SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE , BANGALORE , 560077, which puts it inside Bengaluru, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kothanur branch” — the verified location pin for IFSC BARB0VJKONU should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKONU and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJKONU for Bank of Baroda – KOTHANUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kothanur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKONU, however, work 24x7.
Branch address & contact
Bank of BarodaKothanur Branch
SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE , BANGALORE , 560077
Bengaluru, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKONU
Frequently asked questions
Where is Bank of Baroda Kothanur branch located?
Bank of Baroda's Kothanur branch is located at SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE , BANGALORE , 560077, Bengaluru, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kothanur branch but serve different purposes.
Does Bank of Baroda Kothanur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Can I use IFSC BARB0VJKONU for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKONU to send funds instantly.
Is IFSC BARB0VJKONU the same for all accounts at Kothanur branch?
Yes. The IFSC BARB0VJKONU is shared by every account held at Bank of Baroda's Kothanur branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Kothanur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKONU, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0VJKONU be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kothanur reflect within 30 minutes.
Summary
The IFSC code BARB0VJKONU belongs to Bank of Baroda's KOTHANUR branch, located at SITE NO 91 , PATEL RAMAIAH BUILDING , HENNURKANNUR MAIN ROAD BANGALORE ,… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
