Below are the complete branch details for Bank of Baroda, KASTURINAGAR branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJKAST. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJKAST for Bank of Baroda – KASTURINAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKAST is the IFSC of Bank of Baroda's KASTURINAGAR branch. The format is fixed: BARB = bank code, 0 = reserved, VJKAST = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kasturinagar |
| IFSC Code | BARB0VJKAST |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.3241, 1ST CROSS, B. CHANNASANDRA, , LALBAHADURNAGAR, KASTURINAGAR, , BANGALOREEAST, BANGALORE , BANGALORE , 560043 |
| City | Bengaluru |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kasturinagar branch in Bengaluru, Karnataka is part of this network and uses the IFSC code BARB0VJKAST for all electronic settlement.
About the Kasturinagar branch
The Kasturinagar branch of Bank of Baroda is situated at NO.3241, 1ST CROSS, B. CHANNASANDRA, , LALBAHADURNAGAR, KASTURINAGAR, , BANGALOREEAST, BANGALORE , BANGALORE , 560043. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJKAST is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KASTURINAGAR branch came to be assigned the code BARB0VJKAST.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKAST, money simply cannot be routed to the KASTURINAGAR branch electronically.
How to transfer money using IFSC BARB0VJKAST
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKAST across all three.
How to use IFSC BARB0VJKAST for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KASTURINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJKAST.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as KASTURINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KASTURINAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KASTURINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKAST while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KASTURINAGAR, use IMPS. With IFSC BARB0VJKAST and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKAST for Bank of Baroda – KASTURINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKAST | Yes – BARB0VJKAST | Yes – BARB0VJKAST |
For most retail customers crediting the Kasturinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KASTURINAGAR branch, the IFSC BARB0VJKAST is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kasturinagar branch is mapped to IFSC BARB0VJKAST on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKAST.
Banking services available
The Kasturinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJKAST
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJKAST and the account number together uniquely identify the Kasturinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kasturinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKAST is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0VJKAST
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KASTURINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJKAST. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kasturinagar branch
The branch is located at NO.3241, 1ST CROSS, B. CHANNASANDRA, , LALBAHADURNAGAR, KASTURINAGAR, , BANGALOREEAST, BANGALORE , BANGALORE , 560043, which puts it inside Bengaluru, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kasturinagar branch” — the verified location pin for IFSC BARB0VJKAST should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKAST and your account number.
Verifying IFSC BARB0VJKAST from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKAST by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kasturinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJKAST continue to work without interruption.
Branch address & contact
Bank of BarodaKasturinagar Branch
NO.3241, 1ST CROSS, B. CHANNASANDRA, , LALBAHADURNAGAR, KASTURINAGAR, , BANGALOREEAST, BANGALORE , BANGALORE , 560043
Bengaluru, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKAST
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJKAST be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kasturinagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kasturinagar branch but serve different purposes.
Is IFSC BARB0VJKAST valid for NEFT and RTGS?
Yes. IFSC BARB0VJKAST is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Kasturinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0VJKAST the same for all accounts at Kasturinagar branch?
Yes. The IFSC BARB0VJKAST is shared by every account held at Bank of Baroda's Kasturinagar branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Kasturinagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Kasturinagar branch?
The IFSC code of Bank of Baroda, Kasturinagar branch is BARB0VJKAST. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0VJKAST is the IFSC code of Bank of Baroda, KASTURINAGAR branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
