IFSC Code of Bank of Baroda, Btm Layout Ist Stage Branch, Karnataka

Use this page as a one-stop reference for everything related to Bank of Baroda's BTM LAYOUT IST STAGE branch in BENGALURU, KARNATAKA. The branch's IFSC code BARB0VJBTMX is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – BTM LAYOUT IST STAGE is BARB0VJBTMX. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJBTMX map to this branch in BENGALURU, KARNATAKA.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Btm Layout Ist Stage branch — IFSC BARB0VJBTMX — extends the bank's services to customers in and around Bengaluru, Karnataka.

About the Btm Layout Ist Stage branch

The Btm Layout Ist Stage branch of Bank of Baroda is situated at BANGALORE SIVA ARCADE NO 23 29TH MAIN IST STAGE BTM LAYOUT KORAMANGALA BANGALORE 560034. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJBTMX is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BTM LAYOUT IST STAGE of Bank of Baroda — its own 11-character IFSC. The code BARB0VJBTMX is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJBTMX the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0VJBTMX

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBTMX across all three.

How to use IFSC BARB0VJBTMX for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BTM LAYOUT IST STAGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VJBTMX.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as BTM LAYOUT IST STAGE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0VJBTMX

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BTM LAYOUT IST STAGE, ensure your bank's portal accepts IFSC BARB0VJBTMX while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda BTM LAYOUT IST STAGE (IFSC BARB0VJBTMX)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBTMX in your mobile or internet banking app, and the money is credited to the BTM LAYOUT IST STAGE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJBTMX for Bank of Baroda – BTM LAYOUT IST STAGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Btm Layout Ist Stage branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VJBTMX

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BTM LAYOUT IST STAGE is still mapped to IFSC BARB0VJBTMX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJBTMX and the beneficiary's account number to complete the transfer.

Account types you can open at the Btm Layout Ist Stage branch

Once you have an account at Bank of Baroda – BTM LAYOUT IST STAGE, the IFSC BARB0VJBTMX stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Btm Layout Ist Stage branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJBTMX

MICR & cheque-truncation details

Cheques drawn on the Btm Layout Ist Stage branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJBTMX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VJBTMX

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BTM LAYOUT IST STAGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJBTMX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BTM LAYOUT IST STAGE:

• The IFSC is exactly BARB0VJBTMX with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and BTM LAYOUT IST STAGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Btm Layout Ist Stage branch sits at BANGALORE SIVA ARCADE NO 23 29TH MAIN IST STAGE BTM LAYOUT KORAMANGALA BANGALORE 560034. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJBTMX and your account number.

Verifying IFSC BARB0VJBTMX from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJBTMX by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Btm Layout Ist Stage are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJBTMX continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJBTMX belongs to Bank of Baroda's BTM LAYOUT IST STAGE branch, located at BANGALORE SIVA ARCADE NO 23 29TH MAIN IST STAGE BTM LAYOUT KORAMANGALA… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.