Use this page as a one-stop reference for everything related to Bank of Baroda's BELAGUR branch in BELAGUR, KARNATAKA. The branch's IFSC code BARB0VJBGUR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJBGUR is the IFSC of Bank of Baroda's BELAGUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJBGUR = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Belagur branch — IFSC BARB0VJBGUR — extends the bank's services to customers in and around Belagur, Karnataka.
About this branch
The branch is located at NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114. It serves the Belagur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJBGUR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Belagur |
| IFSC Code | BARB0VJBGUR |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114 |
| City | Belagur |
| District | Chitradurga |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BELAGUR of Bank of Baroda — its own 11-character IFSC. The code BARB0VJBGUR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJBGUR the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Belagur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJBGUR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJBGUR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBGUR across all three.
NEFT to Bank of Baroda, BELAGUR using IFSC BARB0VJBGUR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJBGUR, and confirm that the system picks up Bank of Baroda – BELAGUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJBGUR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BELAGUR, ensure your bank's portal accepts IFSC BARB0VJBGUR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BELAGUR (IFSC BARB0VJBGUR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBGUR in your mobile or internet banking app, and the money is credited to the BELAGUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJBGUR for Bank of Baroda – BELAGUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJBGUR | Yes – BARB0VJBGUR | Yes – BARB0VJBGUR |
For most retail customers crediting the Belagur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BELAGUR branch, the IFSC BARB0VJBGUR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Belagur branch
Once you have an account at Bank of Baroda – BELAGUR, the IFSC BARB0VJBGUR stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Belagur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJBGUR
Digital banking channels
Most day-to-day work that customers used to do at the Belagur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJBGUR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Belagur branch
The branch is located at NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114, which puts it inside Belagur, the broader Chitradurga district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Belagur branch” — the verified location pin for IFSC BARB0VJBGUR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJBGUR and your account number.
Common mistakes to avoid when using IFSC BARB0VJBGUR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BELAGUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJBGUR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Belagur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJBGUR continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJBGUR for Bank of Baroda – BELAGUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaBelagur Branch
NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114
Belagur, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJBGUR
Frequently asked questions
Where is Bank of Baroda Belagur branch located?
Bank of Baroda's Belagur branch is located at NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114, Belagur, Karnataka.
What is the phone number of Bank of Baroda Belagur branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJBGUR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Belagur reflect within 30 minutes.
Can I use IFSC BARB0VJBGUR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJBGUR to send funds instantly.
Is IFSC BARB0VJBGUR the same for all accounts at Belagur branch?
Yes. The IFSC BARB0VJBGUR is shared by every account held at Bank of Baroda's Belagur branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJBGUR valid for NEFT and RTGS?
Yes. IFSC BARB0VJBGUR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Belagur branch?
The IFSC code of Bank of Baroda, Belagur branch is BARB0VJBGUR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0VJBGUR belongs to Bank of Baroda's BELAGUR branch, located at NEAR BUS STAND , BELAGUR , CHITRADURGA DIST , BELAGUR , 573114 in BELAGUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
