IFSC Code of Bank of Baroda, Raghunathpur, Baripada Branch, Odisha

Use this page as a one-stop reference for everything related to Bank of Baroda's RAGHUNATHPUR, BARIPADA branch in BARIPADA, ODISHA. The branch's IFSC code BARB0RAGHUP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – RAGHUNATHPUR, BARIPADA is BARB0RAGHUP. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RAGHUP map to this branch in BARIPADA, ODISHA.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raghunathpur, Baripada branch in Baripada, Odisha is part of this network and uses the IFSC code BARB0RAGHUP for all electronic settlement.

About the Raghunathpur, Baripada branch

The Raghunathpur, Baripada branch of Bank of Baroda is situated at PURNACHANDRA HIGHER SECODANRY RESIDENTIAL SCHOOL BUILDING, RAGHUNATHPUR, BARIPADA, 757001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0RAGHUP is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAGHUNATHPUR, BARIPADA of Bank of Baroda — its own 11-character IFSC. The code BARB0RAGHUP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0RAGHUP the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0RAGHUP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RAGHUP across all three.

NEFT to Bank of Baroda, RAGHUNATHPUR, BARIPADA using IFSC BARB0RAGHUP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0RAGHUP, and confirm that the system picks up Bank of Baroda – RAGHUNATHPUR, BARIPADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAGHUNATHPUR, BARIPADA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RAGHUNATHPUR, BARIPADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0RAGHUP while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda RAGHUNATHPUR, BARIPADA (IFSC BARB0RAGHUP)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0RAGHUP in your mobile or internet banking app, and the money is credited to the RAGHUNATHPUR, BARIPADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0RAGHUP for Bank of Baroda – RAGHUNATHPUR, BARIPADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Raghunathpur, Baripada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's RAGHUNATHPUR, BARIPADA branch, the IFSC BARB0RAGHUP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Raghunathpur, Baripada branch

Once you have an account at Bank of Baroda – RAGHUNATHPUR, BARIPADA, the IFSC BARB0RAGHUP stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Raghunathpur, Baripada branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0RAGHUP

MICR & cheque-truncation details

Cheques drawn on the Raghunathpur, Baripada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0RAGHUP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Raghunathpur, Baripada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0RAGHUP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAGHUNATHPUR, BARIPADA:

• The IFSC is exactly BARB0RAGHUP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RAGHUNATHPUR, BARIPADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Raghunathpur, Baripada branch sits at PURNACHANDRA HIGHER SECODANRY RESIDENTIAL SCHOOL BUILDING, RAGHUNATHPUR, BARIPADA, 757001. If you are travelling from outside Baripada, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0RAGHUP and your account number.

Verifying IFSC BARB0RAGHUP from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0RAGHUP by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raghunathpur, Baripada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0RAGHUP, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0RAGHUP is the IFSC code of Bank of Baroda, RAGHUNATHPUR, BARIPADA branch, in BARIPADA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.