IFSC Code of Bank of Baroda, Karamchari Nagar,Bareilly, Up Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, KARAMCHARI NAGAR,BAREILLY, UP branch in BAREILLY, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0KARBAR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARAMCHARI NAGAR,BAREILLY, UP branch, and detailed step-by-step guides for using the IFSC BARB0KARBAR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0KARBAR is the IFSC of Bank of Baroda's KARAMCHARI NAGAR,BAREILLY, UP branch. The format is fixed: BARB = bank code, 0 = reserved, KARBAR = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Karamchari Nagar,Bareilly, Up branch — IFSC BARB0KARBAR — extends the bank's services to customers in and around Bareilly, Uttar Pradesh.

About this branch

The branch is located at KARAMCHARI NAGAR,ROAD MINI BYEPASS,NEAR BIPIB AND BHASKAR,BAREILLY,UTTAR PRADESH 243001.. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0KARBAR is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KARAMCHARI NAGAR,BAREILLY, UP branch came to be assigned the code BARB0KARBAR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KARBAR, money simply cannot be routed to the KARAMCHARI NAGAR,BAREILLY, UP branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0KARBAR and the account number together uniquely identify the Karamchari Nagar,Bareilly, Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0KARBAR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KARBAR across all three.

How to use IFSC BARB0KARBAR for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's KARAMCHARI NAGAR,BAREILLY, UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0KARBAR.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as KARAMCHARI NAGAR,BAREILLY, UP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KARAMCHARI NAGAR,BAREILLY, UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KARAMCHARI NAGAR,BAREILLY, UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0KARBAR while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda KARAMCHARI NAGAR,BAREILLY, UP (IFSC BARB0KARBAR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0KARBAR in your mobile or internet banking app, and the money is credited to the KARAMCHARI NAGAR,BAREILLY, UP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0KARBAR for Bank of Baroda – KARAMCHARI NAGAR,BAREILLY, UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Karamchari Nagar,Bareilly, Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0KARBAR

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KARAMCHARI NAGAR,BAREILLY, UP is still mapped to IFSC BARB0KARBAR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KARBAR and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Karamchari Nagar,Bareilly, Up branch is mapped to IFSC BARB0KARBAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0KARBAR.

Products and services

Customers walking into the Karamchari Nagar,Bareilly, Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0KARBAR

Online banking and IFSC BARB0KARBAR

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KARAMCHARI NAGAR,BAREILLY, UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KARBAR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Karamchari Nagar,Bareilly, Up branch

The branch is located at KARAMCHARI NAGAR,ROAD MINI BYEPASS,NEAR BIPIB AND BHASKAR,BAREILLY,UTTAR PRADESH 243001., which puts it inside Bareilly, the broader Bareilly district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Karamchari Nagar,Bareilly, Up branch” — the verified location pin for IFSC BARB0KARBAR should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KARBAR and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KARAMCHARI NAGAR,BAREILLY, UP:

• The IFSC is exactly BARB0KARBAR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and KARAMCHARI NAGAR,BAREILLY, UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Karamchari Nagar,Bareilly, Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0KARBAR continue to work without interruption.

Verifying IFSC BARB0KARBAR from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KARBAR by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0KARBAR belongs to Bank of Baroda's KARAMCHARI NAGAR,BAREILLY, UP branch, located at KARAMCHARI NAGAR,ROAD MINI BYEPASS,NEAR BIPIB AND BHASKAR,BAREILLY,UTTAR… in BAREILLY, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.