IFSC Code of Bank of Baroda, Baraut Branch, Dist.Baghpat Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's BARAUT BRANCH, DIST.BAGHPAT branch in BARAUT, UTTAR PRADESH. The branch's IFSC code BARB0BARAUT is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – BARAUT BRANCH, DIST.BAGHPAT is BARB0BARAUT. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BARAUT map to this branch in BARAUT, UTTAR PRADESH.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baraut Branch, Dist.Baghpat branch in Baraut, Uttar Pradesh is part of this network and uses the IFSC code BARB0BARAUT for all electronic settlement.

About this branch

The branch is located at NEAR VIKAS FACTORY, GANDHI ROAD, BARAUT, DIST. BAGHPAT, U.P.-250611. It serves the Baraut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BARAUT is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARAUT BRANCH, DIST.BAGHPAT of Bank of Baroda — its own 11-character IFSC. The code BARB0BARAUT is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BARAUT the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0BARAUT

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BARAUT across all three.

How to use IFSC BARB0BARAUT for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BARAUT BRANCH, DIST.BAGHPAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0BARAUT.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as BARAUT BRANCH, DIST.BAGHPAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BARAUT BRANCH, DIST.BAGHPAT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BARAUT BRANCH, DIST.BAGHPAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BARAUT while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – BARAUT BRANCH, DIST.BAGHPAT, use IMPS. With IFSC BARB0BARAUT and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Baraut Branch, Dist.Baghpat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BARAUT:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARAUT BRANCH, DIST.BAGHPAT is still linked to IFSC BARB0BARAUT.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BARAUT BRANCH, DIST.BAGHPAT branch, the IFSC BARB0BARAUT is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Baraut Branch, Dist.Baghpat branch is mapped to IFSC BARB0BARAUT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0BARAUT.

Products and services

Customers walking into the Baraut Branch, Dist.Baghpat branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0BARAUT

MICR & cheque-truncation details

Cheques drawn on the Baraut Branch, Dist.Baghpat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BARAUT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0BARAUT

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BARAUT BRANCH, DIST.BAGHPAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BARAUT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BARAUT BRANCH, DIST.BAGHPAT:

• The IFSC is exactly BARB0BARAUT with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and BARAUT BRANCH, DIST.BAGHPAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Baraut Branch, Dist.Baghpat branch sits at NEAR VIKAS FACTORY, GANDHI ROAD, BARAUT, DIST. BAGHPAT, U.P.-250611. If you are travelling from outside Baraut, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BARAUT and your account number.

Verifying IFSC BARB0BARAUT from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BARAUT by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baraut Branch, Dist.Baghpat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BARAUT, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0BARAUT belongs to Bank of Baroda's BARAUT BRANCH, DIST.BAGHPAT branch, located at NEAR VIKAS FACTORY, GANDHI ROAD, BARAUT, DIST. BAGHPAT, U.P.-250611 in BARAUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.