Use this page as a one-stop reference for everything related to Bank of Baroda's BANGARMAU, DIST UNNAO branch in BANGARMAU, UTTAR PRADESH. The branch's IFSC code BARB0BLYBAN is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BLYBAN is the IFSC of Bank of Baroda's BANGARMAU, DIST UNNAO branch. The format is fixed: BARB = bank code, 0 = reserved, BLYBAN = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bangarmau, Dist Unnao |
| IFSC Code | BARB0BLYBAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANGARMAU, DIST UNNAO 241501 |
| City | Bangarmau |
| District | Unnao |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangarmau, Dist Unnao branch in Bangarmau, Uttar Pradesh is part of this network and uses the IFSC code BARB0BLYBAN for all electronic settlement.
Bangarmau, Dist Unnao branch overview
Located at BANGARMAU, DIST UNNAO 241501, the Bangarmau, Dist Unnao branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0BLYBAN is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BANGARMAU, DIST UNNAO branch came to be assigned the code BARB0BLYBAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BLYBAN, money simply cannot be routed to the BANGARMAU, DIST UNNAO branch electronically.
How to transfer money using IFSC BARB0BLYBAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BLYBAN across all three.
NEFT to Bank of Baroda, BANGARMAU, DIST UNNAO using IFSC BARB0BLYBAN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BLYBAN, and confirm that the system picks up Bank of Baroda – BANGARMAU, DIST UNNAO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANGARMAU, DIST UNNAO
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BANGARMAU, DIST UNNAO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BLYBAN while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BANGARMAU, DIST UNNAO (IFSC BARB0BLYBAN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BLYBAN in your mobile or internet banking app, and the money is credited to the BANGARMAU, DIST UNNAO branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BLYBAN for Bank of Baroda – BANGARMAU, DIST UNNAO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BLYBAN | Yes – BARB0BLYBAN | Yes – BARB0BLYBAN |
For most retail customers crediting the Bangarmau, Dist Unnao branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BANGARMAU, DIST UNNAO branch, the IFSC BARB0BLYBAN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bangarmau, Dist Unnao branch is mapped to IFSC BARB0BLYBAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BLYBAN.
Products and services
Customers walking into the Bangarmau, Dist Unnao branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BLYBAN
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BLYBAN and the account number together uniquely identify the Bangarmau, Dist Unnao branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bangarmau, Dist Unnao branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BLYBAN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BANGARMAU, DIST UNNAO:
- The IFSC is exactly BARB0BLYBAN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BANGARMAU, DIST UNNAO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bangarmau, Dist Unnao branch sits at BANGARMAU, DIST UNNAO 241501. If you are travelling from outside Bangarmau, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BLYBAN and your account number.
Verifying IFSC BARB0BLYBAN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BLYBAN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bangarmau, Dist Unnao are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BLYBAN continue to work without interruption.
Branch address & contact
Bank of BarodaBangarmau, Dist Unnao Branch
BANGARMAU, DIST UNNAO 241501
Bangarmau, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0BLYBAN
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bangarmau, Dist Unnao branch but serve different purposes.
Does Bank of Baroda Bangarmau, Dist Unnao branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Bangarmau, Dist Unnao as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BLYBAN, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0BLYBAN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BLYBAN to send funds instantly.
Is IFSC BARB0BLYBAN valid for NEFT and RTGS?
Yes. IFSC BARB0BLYBAN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Bangarmau, Dist Unnao branch?
You can reach the branch at 1800223344 during regular banking hours.
Final notes
To recap: BARB0BLYBAN is the IFSC code of Bank of Baroda, BANGARMAU, DIST UNNAO branch, in BANGARMAU, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
