This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KENGERI branch in BANGALORE. The 11-digit IFSC BARB0VJKENG uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KENGERI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's KENGERI branch, the IFSC BARB0VJKENG breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJKENG identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kengeri branch in Bangalore, Karnataka is part of this network and uses the IFSC code BARB0VJKENG for all electronic settlement.
Kengeri branch overview
Located at NO 769 PREMA ENCLAVE, IST MAIN ROAD, IST CROSS, KENGERI SETELLITE TOWN,560060, the Kengeri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJKENG is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kengeri |
| IFSC Code | BARB0VJKENG |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 769 PREMA ENCLAVE, IST MAIN ROAD, IST CROSS, KENGERI SETELLITE TOWN,560060 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KENGERI branch came to be assigned the code BARB0VJKENG.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKENG, money simply cannot be routed to the KENGERI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kengeri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKENG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJKENG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKENG across all three.
NEFT to Bank of Baroda, KENGERI using IFSC BARB0VJKENG
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKENG, and confirm that the system picks up Bank of Baroda – KENGERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJKENG
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KENGERI, ensure your bank's portal accepts IFSC BARB0VJKENG while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda KENGERI (IFSC BARB0VJKENG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJKENG in your mobile or internet banking app, and the money is credited to the KENGERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJKENG for Bank of Baroda – KENGERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJKENG | Yes – BARB0VJKENG | Yes – BARB0VJKENG |
For most retail customers crediting the Kengeri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJKENG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KENGERI is still mapped to IFSC BARB0VJKENG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKENG and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kengeri branch is mapped to IFSC BARB0VJKENG on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKENG.
Products and services
Customers walking into the Kengeri branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKENG
Digital banking channels
Most day-to-day work that customers used to do at the Kengeri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKENG is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kengeri branch
The branch is located at NO 769 PREMA ENCLAVE, IST MAIN ROAD, IST CROSS, KENGERI SETELLITE TOWN,560060, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kengeri branch” — the verified location pin for IFSC BARB0VJKENG should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKENG and your account number.
Common mistakes to avoid when using IFSC BARB0VJKENG
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KENGERI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJKENG. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kengeri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJKENG continue to work without interruption.
Verifying IFSC BARB0VJKENG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKENG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaKengeri Branch
NO 769 PREMA ENCLAVE, IST MAIN ROAD, IST CROSS, KENGERI SETELLITE TOWN,560060
Bangalore, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKENG
Frequently asked questions
Is IFSC BARB0VJKENG the same for all accounts at Kengeri branch?
Yes. The IFSC BARB0VJKENG is shared by every account held at Bank of Baroda's Kengeri branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Kengeri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKENG, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Kengeri branch located?
Bank of Baroda's Kengeri branch is located at NO 769 PREMA ENCLAVE, IST MAIN ROAD, IST CROSS, KENGERI SETELLITE TOWN,560060, Bangalore, Karnataka.
How quickly will an NEFT transfer using BARB0VJKENG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kengeri reflect within 30 minutes.
Can I use IFSC BARB0VJKENG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKENG to send funds instantly.
What is the phone number of Bank of Baroda Kengeri branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Final notes
To recap: BARB0VJKENG is the IFSC code of Bank of Baroda, KENGERI branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
