If you are searching for the IFSC code of Bank of Baroda, JOHN NAGAR BRANCH branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0STJOHN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JOHN NAGAR BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0STJOHN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's JOHN NAGAR BRANCH branch, the IFSC BARB0STJOHN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and STJOHN identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its John Nagar Branch branch in Bangalore, Karnataka is part of this network and uses the IFSC code BARB0STJOHN for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | John Nagar Branch |
| IFSC Code | BARB0STJOHN |
| MICR Code | Refer to cheque leaf |
| Branch Address | JOHN NAGAR BRANCH,ST.JOHN MEDICAL COLLEGE CAMPUS,KORAMANGALA,,BANGALORE,560034 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| Phone | 1800223344 |
About this branch
The branch is located at JOHN NAGAR BRANCH,ST.JOHN MEDICAL COLLEGE CAMPUS,KORAMANGALA,,BANGALORE,560034. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0STJOHN is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOHN NAGAR BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0STJOHN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0STJOHN the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the John Nagar Branch branch is mapped to IFSC BARB0STJOHN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0STJOHN.
Products and services
Customers walking into the John Nagar Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0STJOHN
How to transfer money using IFSC BARB0STJOHN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0STJOHN across all three.
How to use IFSC BARB0STJOHN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's JOHN NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0STJOHN.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as JOHN NAGAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0STJOHN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JOHN NAGAR BRANCH, ensure your bank's portal accepts IFSC BARB0STJOHN while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda JOHN NAGAR BRANCH (IFSC BARB0STJOHN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0STJOHN in your mobile or internet banking app, and the money is credited to the JOHN NAGAR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to John Nagar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0STJOHN:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JOHN NAGAR BRANCH is still linked to IFSC BARB0STJOHN.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's JOHN NAGAR BRANCH branch, the IFSC BARB0STJOHN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the John Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0STJOHN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the John Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0STJOHN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0STJOHN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – JOHN NAGAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0STJOHN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The John Nagar Branch branch sits at JOHN NAGAR BRANCH,ST.JOHN MEDICAL COLLEGE CAMPUS,KORAMANGALA,,BANGALORE,560034. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0STJOHN and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0STJOHN for Bank of Baroda – JOHN NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at John Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0STJOHN continue to work without interruption.
Branch address & contact
Bank of BarodaJohn Nagar Branch Branch
JOHN NAGAR BRANCH,ST.JOHN MEDICAL COLLEGE CAMPUS,KORAMANGALA,,BANGALORE,560034
Bangalore, Karnataka
Phone: 1800223344
IFSC: BARB0STJOHN
Frequently asked questions
What is the IFSC code of Bank of Baroda John Nagar Branch branch?
The IFSC code of Bank of Baroda, John Nagar Branch branch is BARB0STJOHN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda John Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0STJOHN, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the John Nagar Branch branch but serve different purposes.
Does Bank of Baroda John Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda John Nagar Branch branch located?
Bank of Baroda's John Nagar Branch branch is located at JOHN NAGAR BRANCH,ST.JOHN MEDICAL COLLEGE CAMPUS,KORAMANGALA,,BANGALORE,560034, Bangalore, Karnataka.
How quickly will an NEFT transfer using BARB0STJOHN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – John Nagar Branch reflect within 30 minutes.
What is the phone number of Bank of Baroda John Nagar Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0STJOHN the same for all accounts at John Nagar Branch branch?
Yes. The IFSC BARB0STJOHN is shared by every account held at Bank of Baroda's John Nagar Branch branch. Only the account number changes from customer to customer.
Final notes
To recap: BARB0STJOHN is the IFSC code of Bank of Baroda, JOHN NAGAR BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
