IFSC Code of Bank of Baroda, Isro Layout Banglore Branch, Karnataka

Use this page as a one-stop reference for everything related to Bank of Baroda's ISRO LAYOUT BANGLORE branch in BANGALORE, KARNATAKA. The branch's IFSC code BARB0ISROLA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – ISRO LAYOUT BANGLORE is BARB0ISROLA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ISROLA map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Isro Layout Banglore branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0ISROLA.

About the Isro Layout Banglore branch

The Isro Layout Banglore branch of Bank of Baroda is situated at 46 BIKASIPURA MAIN ROAD, PAUL CHINNAPPA LAYOUT, NEAR ISRO LAYOUT, BIKASIPURA, BANGLORE, KARNATAKA-560062. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0ISROLA is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ISRO LAYOUT BANGLORE of Bank of Baroda — its own 11-character IFSC. The code BARB0ISROLA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0ISROLA the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0ISROLA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ISROLA across all three.

NEFT to Bank of Baroda, ISRO LAYOUT BANGLORE using IFSC BARB0ISROLA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0ISROLA, and confirm that the system picks up Bank of Baroda – ISRO LAYOUT BANGLORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0ISROLA

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – ISRO LAYOUT BANGLORE, ensure your bank's portal accepts IFSC BARB0ISROLA while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda ISRO LAYOUT BANGLORE (IFSC BARB0ISROLA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0ISROLA in your mobile or internet banking app, and the money is credited to the ISRO LAYOUT BANGLORE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Isro Layout Banglore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0ISROLA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ISRO LAYOUT BANGLORE is still linked to IFSC BARB0ISROLA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0ISROLA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – ISRO LAYOUT BANGLORE is still mapped to IFSC BARB0ISROLA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0ISROLA and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Isro Layout Banglore branch is mapped to IFSC BARB0ISROLA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0ISROLA.

Banking services available

The Isro Layout Banglore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0ISROLA

MICR & cheque-truncation details

Cheques drawn on the Isro Layout Banglore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0ISROLA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Isro Layout Banglore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0ISROLA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – ISRO LAYOUT BANGLORE:

• The IFSC is exactly BARB0ISROLA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and ISRO LAYOUT BANGLORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Isro Layout Banglore branch sits at 46 BIKASIPURA MAIN ROAD, PAUL CHINNAPPA LAYOUT, NEAR ISRO LAYOUT, BIKASIPURA, BANGLORE, KARNATAKA-560062. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0ISROLA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0ISROLA for Bank of Baroda – ISRO LAYOUT BANGLORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Isro Layout Banglore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0ISROLA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0ISROLA belongs to Bank of Baroda's ISRO LAYOUT BANGLORE branch, located at 46 BIKASIPURA MAIN ROAD, PAUL CHINNAPPA LAYOUT, NEAR ISRO LAYOUT, BIKASIPURA,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.