Below are the complete branch details for Bank of Baroda, RETAIL ASSET BRANCH, BANGLORE branch, located in BANGALORE URBAN, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBTBAN. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBTBAN for Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's RETAIL ASSET BRANCH, BANGLORE branch, the IFSC BARB0DBTBAN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBTBAN identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Retail Asset Branch, Banglore branch in Bangalore Urban. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBTBAN.
Retail Asset Branch, Banglore branch overview
Located at 457 VINAYAKA COMPLEX RESIDENCY ROAD CROSS BANGALORE BANGALORE KARNATAKA 560025, the Retail Asset Branch, Banglore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBTBAN is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Retail Asset Branch, Banglore |
| IFSC Code | BARB0DBTBAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | 457 VINAYAKA COMPLEX RESIDENCY ROAD CROSS BANGALORE BANGALORE KARNATAKA 560025 |
| City | Bangalore Urban |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's RETAIL ASSET BRANCH, BANGLORE branch came to be assigned the code BARB0DBTBAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBTBAN, money simply cannot be routed to the RETAIL ASSET BRANCH, BANGLORE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBTBAN and the account number together uniquely identify the Retail Asset Branch, Banglore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBTBAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBTBAN across all three.
NEFT to Bank of Baroda, RETAIL ASSET BRANCH, BANGLORE using IFSC BARB0DBTBAN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBTBAN, and confirm that the system picks up Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBTBAN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE, ensure your bank's portal accepts IFSC BARB0DBTBAN while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE, use IMPS. With IFSC BARB0DBTBAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBTBAN for Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBTBAN | Yes – BARB0DBTBAN | Yes – BARB0DBTBAN |
For most retail customers crediting the Retail Asset Branch, Banglore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBTBAN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE is still mapped to IFSC BARB0DBTBAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBTBAN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Retail Asset Branch, Banglore branch is mapped to IFSC BARB0DBTBAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBTBAN.
Banking services available
The Retail Asset Branch, Banglore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBTBAN
Online banking and IFSC BARB0DBTBAN
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RETAIL ASSET BRANCH, BANGLORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBTBAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Retail Asset Branch, Banglore branch
The branch is located at 457 VINAYAKA COMPLEX RESIDENCY ROAD CROSS BANGALORE BANGALORE KARNATAKA 560025, which puts it inside Bangalore Urban, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Retail Asset Branch, Banglore branch” — the verified location pin for IFSC BARB0DBTBAN should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBTBAN and your account number.
Common mistakes to avoid when using IFSC BARB0DBTBAN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBTBAN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Retail Asset Branch, Banglore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBTBAN, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBTBAN for Bank of Baroda – RETAIL ASSET BRANCH, BANGLORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaRetail Asset Branch, Banglore Branch
457 VINAYAKA COMPLEX RESIDENCY ROAD CROSS BANGALORE BANGALORE KARNATAKA 560025
Bangalore Urban, Karnataka
Phone: 22-1800223344
IFSC: BARB0DBTBAN
Frequently asked questions
Is IFSC BARB0DBTBAN valid for NEFT and RTGS?
Yes. IFSC BARB0DBTBAN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Retail Asset Branch, Banglore branch located?
Bank of Baroda's Retail Asset Branch, Banglore branch is located at 457 VINAYAKA COMPLEX RESIDENCY ROAD CROSS BANGALORE BANGALORE KARNATAKA 560025, Bangalore Urban, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Retail Asset Branch, Banglore branch but serve different purposes.
Can I use IFSC BARB0DBTBAN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBTBAN to send funds instantly.
How do I add Bank of Baroda Retail Asset Branch, Banglore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBTBAN, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBTBAN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Retail Asset Branch, Banglore reflect within 30 minutes.
What is the phone number of Bank of Baroda Retail Asset Branch, Banglore branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Retail Asset Branch, Banglore branch?
The IFSC code of Bank of Baroda, Retail Asset Branch, Banglore branch is BARB0DBTBAN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0DBTBAN is the IFSC code of Bank of Baroda, RETAIL ASSET BRANCH, BANGLORE branch, in BANGALORE URBAN, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
