If you are searching for the IFSC code of Bank of Baroda, PALACE ORCHA BRANCH branch in BANGALORE URBAN, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0ORCHAR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PALACE ORCHA BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0ORCHAR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0ORCHAR is the IFSC of Bank of Baroda's PALACE ORCHA BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, ORCHAR = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palace Orcha Branch branch in Bangalore Urban, Karnataka is part of this network and uses the IFSC code BARB0ORCHAR for all electronic settlement.
About this branch
The branch is located at PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR ,S240,BANGALORE,560080. It serves the Bangalore Urban region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0ORCHAR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Palace Orcha Branch |
| IFSC Code | BARB0ORCHAR |
| MICR Code | Refer to cheque leaf |
| Branch Address | PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR ,S240,BANGALORE,560080 |
| City | Bangalore Urban |
| District | Bangalore Urban |
| State | Karnataka |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PALACE ORCHA BRANCH branch came to be assigned the code BARB0ORCHAR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0ORCHAR, money simply cannot be routed to the PALACE ORCHA BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0ORCHAR and the account number together uniquely identify the Palace Orcha Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0ORCHAR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ORCHAR across all three.
NEFT to Bank of Baroda, PALACE ORCHA BRANCH using IFSC BARB0ORCHAR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0ORCHAR, and confirm that the system picks up Bank of Baroda – PALACE ORCHA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0ORCHAR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PALACE ORCHA BRANCH, ensure your bank's portal accepts IFSC BARB0ORCHAR while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – PALACE ORCHA BRANCH, use IMPS. With IFSC BARB0ORCHAR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Palace Orcha Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0ORCHAR:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALACE ORCHA BRANCH is still linked to IFSC BARB0ORCHAR.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's PALACE ORCHA BRANCH branch, the IFSC BARB0ORCHAR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Palace Orcha Branch branch is mapped to IFSC BARB0ORCHAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0ORCHAR.
Banking services available
The Palace Orcha Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0ORCHAR
Digital banking channels
Most day-to-day work that customers used to do at the Palace Orcha Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0ORCHAR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Palace Orcha Branch branch
The branch is located at PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR ,S240,BANGALORE,560080, which puts it inside Bangalore Urban, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Palace Orcha Branch branch” — the verified location pin for IFSC BARB0ORCHAR should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0ORCHAR and your account number.
Common mistakes to avoid when using IFSC BARB0ORCHAR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – PALACE ORCHA BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0ORCHAR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Palace Orcha Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0ORCHAR continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0ORCHAR for Bank of Baroda – PALACE ORCHA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaPalace Orcha Branch Branch
PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR ,S240,BANGALORE,560080
Bangalore Urban, Karnataka
Phone: 1800223344
IFSC: BARB0ORCHAR
Frequently asked questions
Can I use IFSC BARB0ORCHAR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0ORCHAR to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palace Orcha Branch branch but serve different purposes.
How do I add Bank of Baroda Palace Orcha Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0ORCHAR, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0ORCHAR the same for all accounts at Palace Orcha Branch branch?
Yes. The IFSC BARB0ORCHAR is shared by every account held at Bank of Baroda's Palace Orcha Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0ORCHAR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Palace Orcha Branch reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Palace Orcha Branch branch?
The IFSC code of Bank of Baroda, Palace Orcha Branch branch is BARB0ORCHAR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0ORCHAR valid for NEFT and RTGS?
Yes. IFSC BARB0ORCHAR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Palace Orcha Branch branch located?
Bank of Baroda's Palace Orcha Branch branch is located at PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR ,S240,BANGALORE,560080, Bangalore Urban, Karnataka.
Summary
The IFSC code BARB0ORCHAR belongs to Bank of Baroda's PALACE ORCHA BRANCH branch, located at PALACE ORCHA BRANCH,240/1,GANESH KRUPA,4TH MAIN ROAD,SADASHIVANAGAR… in BANGALORE URBAN, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
