This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, NERIGA branch in BANGALORE URBAN. The 11-digit IFSC BARB0DBNRGA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the NERIGA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – NERIGA is BARB0DBNRGA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBNRGA map to this branch in BANGALORE URBAN, KARNATAKA.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Neriga branch — IFSC BARB0DBNRGA — extends the bank's services to customers in and around Bangalore Urban, Karnataka.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Neriga |
| IFSC Code | BARB0DBNRGA |
| MICR Code | Refer to cheque leaf |
| Branch Address | DENA BANK NAREGA VILLAGE VIA SARJAPURBEHIND PANCHAYAT OFFICE SARJAPUR PO ANKAL TK ANEKAL BANGALORE KARNATAKA 562125 |
| City | Bangalore Urban |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at DENA BANK NAREGA VILLAGE VIA SARJAPURBEHIND PANCHAYAT OFFICE SARJAPUR PO ANKAL TK ANEKAL BANGALORE KARNATAKA 562125. It serves the Bangalore Urban region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBNRGA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NERIGA branch came to be assigned the code BARB0DBNRGA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBNRGA, money simply cannot be routed to the NERIGA branch electronically.
Products and account variants supported
Every account opened at the Neriga branch is mapped to IFSC BARB0DBNRGA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBNRGA.
Products and services
Customers walking into the Neriga branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBNRGA
How to transfer money using IFSC BARB0DBNRGA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBNRGA across all three.
NEFT to Bank of Baroda, NERIGA using IFSC BARB0DBNRGA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBNRGA, and confirm that the system picks up Bank of Baroda – NERIGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NERIGA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NERIGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBNRGA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda NERIGA (IFSC BARB0DBNRGA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBNRGA in your mobile or internet banking app, and the money is credited to the NERIGA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBNRGA for Bank of Baroda – NERIGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBNRGA | Yes – BARB0DBNRGA | Yes – BARB0DBNRGA |
For most retail customers crediting the Neriga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's NERIGA branch, the IFSC BARB0DBNRGA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0DBNRGA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NERIGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBNRGA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Neriga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBNRGA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NERIGA:
- The IFSC is exactly BARB0DBNRGA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NERIGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Neriga branch sits at DENA BANK NAREGA VILLAGE VIA SARJAPURBEHIND PANCHAYAT OFFICE SARJAPUR PO ANKAL TK ANEKAL BANGALORE KARNATAKA 562125. If you are travelling from outside Bangalore Urban, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBNRGA and your account number.
Verifying IFSC BARB0DBNRGA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBNRGA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Neriga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBNRGA continue to work without interruption.
Branch address & contact
Bank of BarodaNeriga Branch
DENA BANK NAREGA VILLAGE VIA SARJAPURBEHIND PANCHAYAT OFFICE SARJAPUR PO ANKAL TK ANEKAL BANGALORE KARNATAKA 562125
Bangalore Urban, Karnataka
Phone: 22-1800223344
IFSC: BARB0DBNRGA
Frequently asked questions
What is the IFSC code of Bank of Baroda Neriga branch?
The IFSC code of Bank of Baroda, Neriga branch is BARB0DBNRGA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Neriga branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0DBNRGA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBNRGA to send funds instantly.
How do I add Bank of Baroda Neriga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBNRGA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Neriga branch but serve different purposes.
Does Bank of Baroda Neriga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0DBNRGA the same for all accounts at Neriga branch?
Yes. The IFSC BARB0DBNRGA is shared by every account held at Bank of Baroda's Neriga branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0DBNRGA belongs to Bank of Baroda's NERIGA branch, located at DENA BANK NAREGA VILLAGE VIA SARJAPURBEHIND PANCHAYAT OFFICE SARJAPUR PO ANKAL… in BANGALORE URBAN, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
