Below are the complete branch details for Bank of Baroda, DEESA HIGHWAY branch, located in BANAS KANTHA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBSWAY. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBSWAY for Bank of Baroda – DEESA HIGHWAY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBSWAY is the IFSC of Bank of Baroda's DEESA HIGHWAY branch. The format is fixed: BARB = bank code, 0 = reserved, DBSWAY = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Deesa Highway |
| IFSC Code | BARB0DBSWAY |
| MICR Code | Refer to cheque leaf |
| Branch Address | KRISHNA ARCADE GROUND FLOORDEESA HIGHWAYOPP HAWAI PILLARDEESABANASKANTHA DEESA BANASKANTHA GUJARAT 385535 |
| City | Banas Kantha |
| District | Banas Kantha |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Deesa Highway branch in Banas Kantha, Gujarat is part of this network and uses the IFSC code BARB0DBSWAY for all electronic settlement.
About this branch
The branch is located at KRISHNA ARCADE GROUND FLOORDEESA HIGHWAYOPP HAWAI PILLARDEESABANASKANTHA DEESA BANASKANTHA GUJARAT 385535. It serves the Banas Kantha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBSWAY is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEESA HIGHWAY of Bank of Baroda — its own 11-character IFSC. The code BARB0DBSWAY is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBSWAY the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBSWAY
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBSWAY across all three.
NEFT to Bank of Baroda, DEESA HIGHWAY using IFSC BARB0DBSWAY
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBSWAY, and confirm that the system picks up Bank of Baroda – DEESA HIGHWAY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBSWAY
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – DEESA HIGHWAY, ensure your bank's portal accepts IFSC BARB0DBSWAY while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – DEESA HIGHWAY, use IMPS. With IFSC BARB0DBSWAY and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Deesa Highway
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBSWAY:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEESA HIGHWAY is still linked to IFSC BARB0DBSWAY.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBSWAY
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – DEESA HIGHWAY is still mapped to IFSC BARB0DBSWAY. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBSWAY and the beneficiary's account number to complete the transfer.
Account types you can open at the Deesa Highway branch
Once you have an account at Bank of Baroda – DEESA HIGHWAY, the IFSC BARB0DBSWAY stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Deesa Highway branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBSWAY
MICR & cheque-truncation details
Cheques drawn on the Deesa Highway branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBSWAY for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Deesa Highway branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBSWAY is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – DEESA HIGHWAY:
- The IFSC is exactly BARB0DBSWAY with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and DEESA HIGHWAY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Deesa Highway branch
The branch is located at KRISHNA ARCADE GROUND FLOORDEESA HIGHWAYOPP HAWAI PILLARDEESABANASKANTHA DEESA BANASKANTHA GUJARAT 385535, which puts it inside Banas Kantha, the broader Banas Kantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Deesa Highway branch” — the verified location pin for IFSC BARB0DBSWAY should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBSWAY and your account number.
Verifying IFSC BARB0DBSWAY from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBSWAY by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Deesa Highway are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBSWAY continue to work without interruption.
Branch address & contact
Bank of BarodaDeesa Highway Branch
KRISHNA ARCADE GROUND FLOORDEESA HIGHWAYOPP HAWAI PILLARDEESABANASKANTHA DEESA BANASKANTHA GUJARAT 385535
Banas Kantha, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBSWAY
Frequently asked questions
Can I use IFSC BARB0DBSWAY for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBSWAY to send funds instantly.
What is the phone number of Bank of Baroda Deesa Highway branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deesa Highway branch but serve different purposes.
How quickly will an NEFT transfer using BARB0DBSWAY be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Deesa Highway reflect within 30 minutes.
Where is Bank of Baroda Deesa Highway branch located?
Bank of Baroda's Deesa Highway branch is located at KRISHNA ARCADE GROUND FLOORDEESA HIGHWAYOPP HAWAI PILLARDEESABANASKANTHA DEESA BANASKANTHA GUJARAT 385535, Banas Kantha, Gujarat.
Is IFSC BARB0DBSWAY the same for all accounts at Deesa Highway branch?
Yes. The IFSC BARB0DBSWAY is shared by every account held at Bank of Baroda's Deesa Highway branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Deesa Highway as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBSWAY, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Deesa Highway branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Final notes
To recap: BARB0DBSWAY is the IFSC code of Bank of Baroda, DEESA HIGHWAY branch, in BANAS KANTHA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
