Use this page as a one-stop reference for everything related to Bank of Baroda's BALLUPET branch in BALLU, KARNATAKA. The branch's IFSC code BARB0VJBPET is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJBPET is the IFSC of Bank of Baroda's BALLUPET branch. The format is fixed: BARB = bank code, 0 = reserved, VJBPET = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Ballupet branch — IFSC BARB0VJBPET — extends the bank's services to customers in and around Ballu, Karnataka.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Ballupet |
| IFSC Code | BARB0VJBPET |
| MICR Code | Refer to cheque leaf |
| Branch Address | B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214 |
| City | Ballu |
| District | Hassan |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
Ballupet branch overview
Located at B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214, the Ballupet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJBPET is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALLUPET of Bank of Baroda — its own 11-character IFSC. The code BARB0VJBPET is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJBPET the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ballupet branch is mapped to IFSC BARB0VJBPET on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJBPET.
Products and services
Customers walking into the Ballupet branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJBPET
How to transfer money using IFSC BARB0VJBPET
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBPET across all three.
How to use IFSC BARB0VJBPET for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BALLUPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJBPET.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BALLUPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BALLUPET
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BALLUPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJBPET while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BALLUPET, use IMPS. With IFSC BARB0VJBPET and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJBPET for Bank of Baroda – BALLUPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJBPET | Yes – BARB0VJBPET | Yes – BARB0VJBPET |
For most retail customers crediting the Ballupet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BALLUPET branch, the IFSC BARB0VJBPET is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0VJBPET
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BALLUPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJBPET is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJBPET and the account number together uniquely identify the Ballupet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0VJBPET
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BALLUPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJBPET. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ballupet branch sits at B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214. If you are travelling from outside Ballu, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJBPET and your account number.
Verifying IFSC BARB0VJBPET from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJBPET by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ballupet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJBPET, however, work 24x7.
Branch address & contact
Bank of BarodaBallupet Branch
B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214
Ballu, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJBPET
Frequently asked questions
Where is Bank of Baroda Ballupet branch located?
Bank of Baroda's Ballupet branch is located at B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214, Ballu, Karnataka.
What is the phone number of Bank of Baroda Ballupet branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJBPET be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Ballupet reflect within 30 minutes.
Does Bank of Baroda Ballupet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0VJBPET the same for all accounts at Ballupet branch?
Yes. The IFSC BARB0VJBPET is shared by every account held at Bank of Baroda's Ballupet branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ballupet branch but serve different purposes.
Is IFSC BARB0VJBPET valid for NEFT and RTGS?
Yes. IFSC BARB0VJBPET is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJBPET belongs to Bank of Baroda's BALLUPET branch, located at B M ROAD , BALLUPET , SAKLESPUR TALUK , BALLUPET , 573214 in BALLU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
