Use this page as a one-stop reference for everything related to Bank of Baroda's BALALE branch in BALELE, KARNATAKA. The branch's IFSC code BARB0VJBALA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BALALE branch, the IFSC BARB0VJBALA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJBALA identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Balale branch — IFSC BARB0VJBALA — extends the bank's services to customers in and around Balele, Karnataka.
Balale branch overview
Located at JAIHIND BLDG , BALALE , KODAGU DIST , BALALE , 571219, the Balale branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJBALA is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Balale |
| IFSC Code | BARB0VJBALA |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAIHIND BLDG , BALALE , KODAGU DIST , BALALE , 571219 |
| City | Balele |
| District | Kodagu |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BALALE branch came to be assigned the code BARB0VJBALA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJBALA, money simply cannot be routed to the BALALE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJBALA and the account number together uniquely identify the Balale branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VJBALA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJBALA across all three.
NEFT to Bank of Baroda, BALALE using IFSC BARB0VJBALA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJBALA, and confirm that the system picks up Bank of Baroda – BALALE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALALE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BALALE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJBALA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BALALE (IFSC BARB0VJBALA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJBALA in your mobile or internet banking app, and the money is credited to the BALALE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJBALA for Bank of Baroda – BALALE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJBALA | Yes – BARB0VJBALA | Yes – BARB0VJBALA |
For most retail customers crediting the Balale branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJBALA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BALALE is still mapped to IFSC BARB0VJBALA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJBALA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Balale branch is mapped to IFSC BARB0VJBALA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJBALA.
Banking services available
The Balale branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJBALA
Online banking and IFSC BARB0VJBALA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BALALE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJBALA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Balale branch
The branch is located at JAIHIND BLDG , BALALE , KODAGU DIST , BALALE , 571219, which puts it inside Balele, the broader Kodagu district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Balale branch” — the verified location pin for IFSC BARB0VJBALA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJBALA and your account number.
Common mistakes to avoid when using IFSC BARB0VJBALA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BALALE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJBALA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Balale are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJBALA continue to work without interruption.
Verifying IFSC BARB0VJBALA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJBALA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaBalale Branch
JAIHIND BLDG , BALALE , KODAGU DIST , BALALE , 571219
Balele, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJBALA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balale branch but serve different purposes.
Is IFSC BARB0VJBALA the same for all accounts at Balale branch?
Yes. The IFSC BARB0VJBALA is shared by every account held at Bank of Baroda's Balale branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Balale as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJBALA, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0VJBALA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Balale reflect within 30 minutes.
Is IFSC BARB0VJBALA valid for NEFT and RTGS?
Yes. IFSC BARB0VJBALA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Balale branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Final notes
To recap: BARB0VJBALA is the IFSC code of Bank of Baroda, BALALE branch, in BALELE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
