This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, KAIKAMBA branch in BAJPE. The 11-digit IFSC BARB0VJKMBA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the KAIKAMBA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KAIKAMBA is BARB0VJKMBA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJKMBA map to this branch in BAJPE, KARNATAKA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kaikamba |
| IFSC Code | BARB0VJKMBA |
| MICR Code | Refer to cheque leaf |
| Branch Address | MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151 |
| City | Bajpe |
| District | Dakshin Kannad |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kaikamba branch in Bajpe. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJKMBA.
About this branch
The branch is located at MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151. It serves the Bajpe region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKMBA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KAIKAMBA branch came to be assigned the code BARB0VJKMBA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKMBA, money simply cannot be routed to the KAIKAMBA branch electronically.
How to transfer money using IFSC BARB0VJKMBA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKMBA across all three.
NEFT to Bank of Baroda, KAIKAMBA using IFSC BARB0VJKMBA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKMBA, and confirm that the system picks up Bank of Baroda – KAIKAMBA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJKMBA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KAIKAMBA, ensure your bank's portal accepts IFSC BARB0VJKMBA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KAIKAMBA, use IMPS. With IFSC BARB0VJKMBA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kaikamba
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJKMBA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAIKAMBA is still linked to IFSC BARB0VJKMBA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KAIKAMBA branch, the IFSC BARB0VJKMBA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kaikamba branch
Once you have an account at Bank of Baroda – KAIKAMBA, the IFSC BARB0VJKMBA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kaikamba branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJKMBA
MICR & cheque-truncation details
Cheques drawn on the Kaikamba branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJKMBA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kaikamba branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJKMBA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KAIKAMBA:
- The IFSC is exactly BARB0VJKMBA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KAIKAMBA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kaikamba branch sits at MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151. If you are travelling from outside Bajpe, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJKMBA and your account number.
Verifying IFSC BARB0VJKMBA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKMBA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kaikamba branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKMBA, however, work 24x7.
Branch address & contact
Bank of BarodaKaikamba Branch
MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151
Bajpe, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJKMBA
Frequently asked questions
How do I add Bank of Baroda Kaikamba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKMBA, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Kaikamba branch located?
Bank of Baroda's Kaikamba branch is located at MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151, Bajpe, Karnataka.
What is the phone number of Bank of Baroda Kaikamba branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJKMBA the same for all accounts at Kaikamba branch?
Yes. The IFSC BARB0VJKMBA is shared by every account held at Bank of Baroda's Kaikamba branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0VJKMBA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kaikamba reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Kaikamba branch?
The IFSC code of Bank of Baroda, Kaikamba branch is BARB0VJKMBA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0VJKMBA belongs to Bank of Baroda's KAIKAMBA branch, located at MANGALORE KARKALA ROAD , KAIKAMBA , POSTKINNIKAMBLA , MANGALORE , 574151 in BAJPE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
