Use this page as a one-stop reference for everything related to Bank of Baroda's BAIRAGARH BR., M.P. branch in BAIRAGARH CHICHLI, MADHYA PRADESH. The branch's IFSC code BARB0BAIRAG is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BAIRAGARH BR., M.P. branch, the IFSC BARB0BAIRAG breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BAIRAG identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bairagarh Br., M.P. branch in Bairagarh Chichli, Madhya Pradesh is part of this network and uses the IFSC code BARB0BAIRAG for all electronic settlement.
About this branch
The branch is located at NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL, MADHYA PRADESH - 462030. It serves the Bairagarh Chichli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BAIRAG is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bairagarh Br., M.P. |
| IFSC Code | BARB0BAIRAG |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL, MADHYA PRADESH - 462030 |
| City | Bairagarh Chichli |
| District | Bhopal |
| State | Madhya Pradesh |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAIRAGARH BR., M.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0BAIRAG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BAIRAG the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BAIRAG and the account number together uniquely identify the Bairagarh Br., M.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0BAIRAG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BAIRAG across all three.
NEFT to Bank of Baroda, BAIRAGARH BR., M.P. using IFSC BARB0BAIRAG
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BAIRAG, and confirm that the system picks up Bank of Baroda – BAIRAGARH BR., M.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAIRAGARH BR., M.P.
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BAIRAGARH BR., M.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BAIRAG while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BAIRAGARH BR., M.P. (IFSC BARB0BAIRAG)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BAIRAG in your mobile or internet banking app, and the money is credited to the BAIRAGARH BR., M.P. branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bairagarh Br., M.P.
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BAIRAG:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAIRAGARH BR., M.P. is still linked to IFSC BARB0BAIRAG.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BAIRAGARH BR., M.P. branch, the IFSC BARB0BAIRAG is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bairagarh Br., M.P. branch
Once you have an account at Bank of Baroda – BAIRAGARH BR., M.P., the IFSC BARB0BAIRAG stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bairagarh Br., M.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BAIRAG
Online banking and IFSC BARB0BAIRAG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BAIRAGARH BR., M.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BAIRAG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bairagarh Br., M.P. branch sits at NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL, MADHYA PRADESH - 462030. If you are travelling from outside Bairagarh Chichli, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BAIRAG and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BAIRAGARH BR., M.P.:
- The IFSC is exactly BARB0BAIRAG with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BAIRAGARH BR., M.P. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bairagarh Br., M.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BAIRAG, however, work 24x7.
Verifying IFSC BARB0BAIRAG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BAIRAG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaBairagarh Br., M.P. Branch
NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL, MADHYA PRADESH - 462030
Bairagarh Chichli, Madhya Pradesh
Phone: 1800223344
IFSC: BARB0BAIRAG
Frequently asked questions
Where is Bank of Baroda Bairagarh Br., M.P. branch located?
Bank of Baroda's Bairagarh Br., M.P. branch is located at NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL, MADHYA PRADESH - 462030, Bairagarh Chichli, Madhya Pradesh.
Does Bank of Baroda Bairagarh Br., M.P. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Bairagarh Br., M.P. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BAIRAG, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Bairagarh Br., M.P. branch?
The IFSC code of Bank of Baroda, Bairagarh Br., M.P. branch is BARB0BAIRAG. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Bairagarh Br., M.P. branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bairagarh Br., M.P. branch but serve different purposes.
Is IFSC BARB0BAIRAG valid for NEFT and RTGS?
Yes. IFSC BARB0BAIRAG is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0BAIRAG belongs to Bank of Baroda's BAIRAGARH BR., M.P. branch, located at NEW A 5/39, NEAR CHANCHAL ROAD, OPP. NEW POST OFFICE, BAIRAGARH, BHOPAL,… in BAIRAGARH CHICHLI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
