IFSC Code of Bank of Baroda, Bagbahra, District-Mahasamund,Chhattisgarh Branch, Chandigarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch in BAGBAHARA. The 11-digit IFSC BARB0BAGBAH uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch, the IFSC BARB0BAGBAH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BAGBAH identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bagbahra, District-Mahasamund,Chhattisgarh branch — IFSC BARB0BAGBAH — extends the bank's services to customers in and around Bagbahara, Chandigarh.

About this branch

The branch is located at BABU SAGARCHAND WARD NO - 2,MAIN ROAD BAGBAHRA,DISTRICT MAHASAMUND,CHHATTISGARH - 493 449. It serves the Bagbahara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BAGBAH is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH of Bank of Baroda — its own 11-character IFSC. The code BARB0BAGBAH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BAGBAH the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BAGBAH and the account number together uniquely identify the Bagbahra, District-Mahasamund,Chhattisgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0BAGBAH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BAGBAH across all three.

NEFT to Bank of Baroda, BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH using IFSC BARB0BAGBAH

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BAGBAH, and confirm that the system picks up Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BAGBAH while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH, use IMPS. With IFSC BARB0BAGBAH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0BAGBAH for Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bagbahra, District-Mahasamund,Chhattisgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch, the IFSC BARB0BAGBAH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bagbahra, District-Mahasamund,Chhattisgarh branch

Once you have an account at Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH, the IFSC BARB0BAGBAH stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bagbahra, District-Mahasamund,Chhattisgarh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0BAGBAH

Online banking and IFSC BARB0BAGBAH

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BAGBAH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Bagbahra, District-Mahasamund,Chhattisgarh branch

The branch is located at BABU SAGARCHAND WARD NO - 2,MAIN ROAD BAGBAHRA,DISTRICT MAHASAMUND,CHHATTISGARH - 493 449, which puts it inside Bagbahara, the broader Mahasamund district, and the state of Chandigarh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Bagbahra, District-Mahasamund,Chhattisgarh branch” — the verified location pin for IFSC BARB0BAGBAH should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BAGBAH and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH:

• The IFSC is exactly BARB0BAGBAH with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bagbahra, District-Mahasamund,Chhattisgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BAGBAH, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0BAGBAH for Bank of Baroda – BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0BAGBAH belongs to Bank of Baroda's BAGBAHRA, DISTRICT-MAHASAMUND,CHHATTISGARH branch, located at BABU SAGARCHAND WARD NO - 2,MAIN ROAD BAGBAHRA,DISTRICT … in BAGBAHARA, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.