If you are searching for the IFSC code of Bank of Baroda, AVATHI branch in AVATHI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJAVAT. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AVATHI branch, and detailed step-by-step guides for using the IFSC BARB0VJAVAT across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – AVATHI is BARB0VJAVAT. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJAVAT map to this branch in AVATHI, KARNATAKA.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Avathi branch in Avathi, Karnataka is part of this network and uses the IFSC code BARB0VJAVAT for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Avathi |
| IFSC Code | BARB0VJAVAT |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149 |
| City | Avathi |
| District | Chikmagalur |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149. It serves the Avathi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJAVAT is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AVATHI of Bank of Baroda — its own 11-character IFSC. The code BARB0VJAVAT is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJAVAT the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Avathi branch is mapped to IFSC BARB0VJAVAT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJAVAT.
Banking services available
The Avathi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJAVAT
How to transfer money using IFSC BARB0VJAVAT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJAVAT across all three.
NEFT to Bank of Baroda, AVATHI using IFSC BARB0VJAVAT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJAVAT, and confirm that the system picks up Bank of Baroda – AVATHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AVATHI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's AVATHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJAVAT while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda AVATHI (IFSC BARB0VJAVAT)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJAVAT in your mobile or internet banking app, and the money is credited to the AVATHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJAVAT for Bank of Baroda – AVATHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJAVAT | Yes – BARB0VJAVAT | Yes – BARB0VJAVAT |
For most retail customers crediting the Avathi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJAVAT
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – AVATHI is still mapped to IFSC BARB0VJAVAT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJAVAT and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Avathi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJAVAT is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Avathi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJAVAT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – AVATHI:
- The IFSC is exactly BARB0VJAVAT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and AVATHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Avathi branch
The branch is located at MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149, which puts it inside Avathi, the broader Chikmagalur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Avathi branch” — the verified location pin for IFSC BARB0VJAVAT should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJAVAT and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJAVAT for Bank of Baroda – AVATHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Avathi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJAVAT continue to work without interruption.
Branch address & contact
Bank of BarodaAvathi Branch
MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149
Avathi, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJAVAT
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJAVAT be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Avathi reflect within 30 minutes.
How do I add Bank of Baroda Avathi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJAVAT, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Avathi branch but serve different purposes.
Where is Bank of Baroda Avathi branch located?
Bank of Baroda's Avathi branch is located at MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149, Avathi, Karnataka.
What is the phone number of Bank of Baroda Avathi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0VJAVAT for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJAVAT to send funds instantly.
Is IFSC BARB0VJAVAT valid for NEFT and RTGS?
Yes. IFSC BARB0VJAVAT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJAVAT belongs to Bank of Baroda's AVATHI branch, located at MAIN ROAD , AVATHI , CHIKMAGALUR DIST , AVATHI , 577149 in AVATHI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
