Use this page as a one-stop reference for everything related to Bank of Baroda's ARRAH, DIST BHOJPUR branch in ARRAH, BIHAR. The branch's IFSC code BARB0ARRAHX is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – ARRAH, DIST BHOJPUR is BARB0ARRAHX. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ARRAHX map to this branch in ARRAH, BIHAR.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Arrah, Dist Bhojpur branch in Arrah. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0ARRAHX.
About this branch
The branch is located at STATION ROAD, ARRAH,DIST BHOJPUR - 802301. It serves the Arrah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0ARRAHX is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Arrah, Dist Bhojpur |
| IFSC Code | BARB0ARRAHX |
| MICR Code | Refer to cheque leaf |
| Branch Address | STATION ROAD, ARRAH,DIST BHOJPUR - 802301 |
| City | Arrah |
| District | Bhojpur |
| State | Bihar |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's ARRAH, DIST BHOJPUR branch came to be assigned the code BARB0ARRAHX.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0ARRAHX, money simply cannot be routed to the ARRAH, DIST BHOJPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0ARRAHX and the account number together uniquely identify the Arrah, Dist Bhojpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0ARRAHX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ARRAHX across all three.
How to use IFSC BARB0ARRAHX for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's ARRAH, DIST BHOJPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0ARRAHX.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as ARRAH, DIST BHOJPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ARRAH, DIST BHOJPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's ARRAH, DIST BHOJPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0ARRAHX while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – ARRAH, DIST BHOJPUR, use IMPS. With IFSC BARB0ARRAHX and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Arrah, Dist Bhojpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0ARRAHX:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARRAH, DIST BHOJPUR is still linked to IFSC BARB0ARRAHX.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0ARRAHX
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – ARRAH, DIST BHOJPUR is still mapped to IFSC BARB0ARRAHX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0ARRAHX and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Arrah, Dist Bhojpur branch is mapped to IFSC BARB0ARRAHX on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0ARRAHX.
Banking services available
The Arrah, Dist Bhojpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0ARRAHX
Online banking and IFSC BARB0ARRAHX
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ARRAH, DIST BHOJPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0ARRAHX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Arrah, Dist Bhojpur branch
The branch is located at STATION ROAD, ARRAH,DIST BHOJPUR - 802301, which puts it inside Arrah, the broader Bhojpur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Arrah, Dist Bhojpur branch” — the verified location pin for IFSC BARB0ARRAHX should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0ARRAHX and your account number.
Common mistakes to avoid when using IFSC BARB0ARRAHX
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – ARRAH, DIST BHOJPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0ARRAHX. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Arrah, Dist Bhojpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0ARRAHX continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0ARRAHX for Bank of Baroda – ARRAH, DIST BHOJPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaArrah, Dist Bhojpur Branch
STATION ROAD, ARRAH,DIST BHOJPUR - 802301
Arrah, Bihar
Phone: 1800223344
IFSC: BARB0ARRAHX
Frequently asked questions
Is IFSC BARB0ARRAHX the same for all accounts at Arrah, Dist Bhojpur branch?
Yes. The IFSC BARB0ARRAHX is shared by every account held at Bank of Baroda's Arrah, Dist Bhojpur branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Arrah, Dist Bhojpur branch?
You can reach the branch at 1800223344 during regular banking hours.
Where is Bank of Baroda Arrah, Dist Bhojpur branch located?
Bank of Baroda's Arrah, Dist Bhojpur branch is located at STATION ROAD, ARRAH,DIST BHOJPUR - 802301, Arrah, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arrah, Dist Bhojpur branch but serve different purposes.
Does Bank of Baroda Arrah, Dist Bhojpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Arrah, Dist Bhojpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0ARRAHX, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0ARRAHX be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Arrah, Dist Bhojpur reflect within 30 minutes.
Is IFSC BARB0ARRAHX valid for NEFT and RTGS?
Yes. IFSC BARB0ARRAHX is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0ARRAHX is the IFSC code of Bank of Baroda, ARRAH, DIST BHOJPUR branch, in ARRAH, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
