This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, JAYANKONDAM branch in ARIYALUR. The 11-digit IFSC BARB0JAYANK uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the JAYANKONDAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – JAYANKONDAM is BARB0JAYANK. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JAYANK map to this branch in ARIYALUR, TAMIL NADU.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jayankondam |
| IFSC Code | BARB0JAYANK |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802 |
| City | Ariyalur |
| District | Ariyalur |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Jayankondam branch in Ariyalur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0JAYANK.
About the Jayankondam branch
The Jayankondam branch of Bank of Baroda is situated at OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0JAYANK is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's JAYANKONDAM branch came to be assigned the code BARB0JAYANK.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0JAYANK, money simply cannot be routed to the JAYANKONDAM branch electronically.
How to transfer money using IFSC BARB0JAYANK
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JAYANK across all three.
NEFT to Bank of Baroda, JAYANKONDAM using IFSC BARB0JAYANK
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0JAYANK, and confirm that the system picks up Bank of Baroda – JAYANKONDAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAYANKONDAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's JAYANKONDAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0JAYANK while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JAYANKONDAM, use IMPS. With IFSC BARB0JAYANK and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0JAYANK for Bank of Baroda – JAYANKONDAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0JAYANK | Yes – BARB0JAYANK | Yes – BARB0JAYANK |
For most retail customers crediting the Jayankondam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0JAYANK
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JAYANKONDAM is still mapped to IFSC BARB0JAYANK. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0JAYANK and the beneficiary's account number to complete the transfer.
Account types you can open at the Jayankondam branch
Once you have an account at Bank of Baroda – JAYANKONDAM, the IFSC BARB0JAYANK stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jayankondam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0JAYANK
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0JAYANK and the account number together uniquely identify the Jayankondam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0JAYANK
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JAYANKONDAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0JAYANK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0JAYANK
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – JAYANKONDAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0JAYANK. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jayankondam branch
The branch is located at OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802, which puts it inside Ariyalur, the broader Ariyalur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Jayankondam branch” — the verified location pin for IFSC BARB0JAYANK should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0JAYANK and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0JAYANK for Bank of Baroda – JAYANKONDAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jayankondam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0JAYANK, however, work 24x7.
Branch address & contact
Bank of BarodaJayankondam Branch
OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802
Ariyalur, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0JAYANK
Frequently asked questions
What is the phone number of Bank of Baroda Jayankondam branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jayankondam branch but serve different purposes.
Where is Bank of Baroda Jayankondam branch located?
Bank of Baroda's Jayankondam branch is located at OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802, Ariyalur, Tamil Nadu.
How quickly will an NEFT transfer using BARB0JAYANK be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Jayankondam reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Jayankondam branch?
The IFSC code of Bank of Baroda, Jayankondam branch is BARB0JAYANK. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Jayankondam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How do I add Bank of Baroda Jayankondam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0JAYANK, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0JAYANK for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0JAYANK to send funds instantly.
Summary
The IFSC code BARB0JAYANK belongs to Bank of Baroda's JAYANKONDAM branch, located at OLD NO 25, SANNATHI STREET, JAYANKONDAM, ARIYALUR, TAMIL NADU - 621802 in ARIYALUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
