IFSC Code of Bank of Baroda, Arvakurichi, Dist Karur Branch, Tamil Nadu

Below are the complete branch details for Bank of Baroda, ARVAKURICHI, DIST KARUR branch, located in ARAVAKURICHI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is BARB0ARAVAK. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0ARAVAK for Bank of Baroda – ARVAKURICHI, DIST KARUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – ARVAKURICHI, DIST KARUR is BARB0ARAVAK. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ARAVAK map to this branch in ARAVAKURICHI, TAMIL NADU.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Arvakurichi, Dist Karur branch — IFSC BARB0ARAVAK — extends the bank's services to customers in and around Aravakurichi, Tamil Nadu.

Arvakurichi, Dist Karur branch overview

Located at KARUR -DINDIGUL MAIN ROAD, ARAVAKURICHI-639201, the Arvakurichi, Dist Karur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0ARAVAK is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's ARVAKURICHI, DIST KARUR branch came to be assigned the code BARB0ARAVAK.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0ARAVAK, money simply cannot be routed to the ARVAKURICHI, DIST KARUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0ARAVAK and the account number together uniquely identify the Arvakurichi, Dist Karur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0ARAVAK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ARAVAK across all three.

NEFT to Bank of Baroda, ARVAKURICHI, DIST KARUR using IFSC BARB0ARAVAK

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0ARAVAK, and confirm that the system picks up Bank of Baroda – ARVAKURICHI, DIST KARUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0ARAVAK

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – ARVAKURICHI, DIST KARUR, ensure your bank's portal accepts IFSC BARB0ARAVAK while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – ARVAKURICHI, DIST KARUR, use IMPS. With IFSC BARB0ARAVAK and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0ARAVAK for Bank of Baroda – ARVAKURICHI, DIST KARUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Arvakurichi, Dist Karur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0ARAVAK

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – ARVAKURICHI, DIST KARUR is still mapped to IFSC BARB0ARAVAK. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0ARAVAK and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Arvakurichi, Dist Karur branch is mapped to IFSC BARB0ARAVAK on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0ARAVAK.

Products and services

Customers walking into the Arvakurichi, Dist Karur branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0ARAVAK

Online banking and IFSC BARB0ARAVAK

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ARVAKURICHI, DIST KARUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0ARAVAK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Arvakurichi, Dist Karur branch

The branch is located at KARUR -DINDIGUL MAIN ROAD, ARAVAKURICHI-639201, which puts it inside Aravakurichi, the broader Karur district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Arvakurichi, Dist Karur branch” — the verified location pin for IFSC BARB0ARAVAK should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0ARAVAK and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – ARVAKURICHI, DIST KARUR:

• The IFSC is exactly BARB0ARAVAK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and ARVAKURICHI, DIST KARUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arvakurichi, Dist Karur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0ARAVAK, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0ARAVAK for Bank of Baroda – ARVAKURICHI, DIST KARUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0ARAVAK belongs to Bank of Baroda's ARVAKURICHI, DIST KARUR branch, located at KARUR -DINDIGUL MAIN ROAD, ARAVAKURICHI-639201 in ARAVAKURICHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.