This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, AMBHETI, DIST. SURAT, GUJARAT branch in AMBHETI. The 11-digit IFSC BARB0AMBHET uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the AMBHETI, DIST. SURAT, GUJARAT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT is BARB0AMBHET. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AMBHET map to this branch in AMBHETI, GUJARAT.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ambheti, Dist. Surat, Gujarat branch in Ambheti, Gujarat is part of this network and uses the IFSC code BARB0AMBHET for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Ambheti, Dist. Surat, Gujarat |
| IFSC Code | BARB0AMBHET |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHAKTA FALIA, AMBHETI, DIST. SURAT, GUJARAT - 394 352 |
| City | Ambheti |
| District | Surat |
| State | Gujarat |
| Phone | 1800223344 |
About this branch
The branch is located at BHAKTA FALIA, AMBHETI, DIST. SURAT, GUJARAT - 394 352. It serves the Ambheti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0AMBHET is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBHETI, DIST. SURAT, GUJARAT of Bank of Baroda — its own 11-character IFSC. The code BARB0AMBHET is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0AMBHET the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Ambheti, Dist. Surat, Gujarat branch
Once you have an account at Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT, the IFSC BARB0AMBHET stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ambheti, Dist. Surat, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0AMBHET
How to transfer money using IFSC BARB0AMBHET
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0AMBHET across all three.
NEFT to Bank of Baroda, AMBHETI, DIST. SURAT, GUJARAT using IFSC BARB0AMBHET
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0AMBHET, and confirm that the system picks up Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0AMBHET
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT, ensure your bank's portal accepts IFSC BARB0AMBHET while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda AMBHETI, DIST. SURAT, GUJARAT (IFSC BARB0AMBHET)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0AMBHET in your mobile or internet banking app, and the money is credited to the AMBHETI, DIST. SURAT, GUJARAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0AMBHET for Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0AMBHET | Yes – BARB0AMBHET | Yes – BARB0AMBHET |
For most retail customers crediting the Ambheti, Dist. Surat, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's AMBHETI, DIST. SURAT, GUJARAT branch, the IFSC BARB0AMBHET is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0AMBHET
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the AMBHETI, DIST. SURAT, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0AMBHET is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ambheti, Dist. Surat, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0AMBHET for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0AMBHET
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – AMBHETI, DIST. SURAT, GUJARAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0AMBHET. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ambheti, Dist. Surat, Gujarat branch sits at BHAKTA FALIA, AMBHETI, DIST. SURAT, GUJARAT - 394 352. If you are travelling from outside Ambheti, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0AMBHET and your account number.
Verifying IFSC BARB0AMBHET from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0AMBHET by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ambheti, Dist. Surat, Gujarat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0AMBHET continue to work without interruption.
Branch address & contact
Bank of BarodaAmbheti, Dist. Surat, Gujarat Branch
BHAKTA FALIA, AMBHETI, DIST. SURAT, GUJARAT - 394 352
Ambheti, Gujarat
Phone: 1800223344
IFSC: BARB0AMBHET
Frequently asked questions
Does Bank of Baroda Ambheti, Dist. Surat, Gujarat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambheti, Dist. Surat, Gujarat branch but serve different purposes.
How do I add Bank of Baroda Ambheti, Dist. Surat, Gujarat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0AMBHET, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0AMBHET the same for all accounts at Ambheti, Dist. Surat, Gujarat branch?
Yes. The IFSC BARB0AMBHET is shared by every account held at Bank of Baroda's Ambheti, Dist. Surat, Gujarat branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0AMBHET for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0AMBHET to send funds instantly.
How quickly will an NEFT transfer using BARB0AMBHET be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Ambheti, Dist. Surat, Gujarat reflect within 30 minutes.
Where is Bank of Baroda Ambheti, Dist. Surat, Gujarat branch located?
Bank of Baroda's Ambheti, Dist. Surat, Gujarat branch is located at BHAKTA FALIA, AMBHETI, DIST. SURAT, GUJARAT - 394 352, Ambheti, Gujarat.
Is IFSC BARB0AMBHET valid for NEFT and RTGS?
Yes. IFSC BARB0AMBHET is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0AMBHET is the IFSC code of Bank of Baroda, AMBHETI, DIST. SURAT, GUJARAT branch, in AMBHETI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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