IFSC Code of Bank of Baroda, Garhmukteshwar,Panchsheel Nagar,Up Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP branch in AMBERPUR. The 11-digit IFSC BARB0GARHMU uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP branch, the IFSC BARB0GARHMU breaks down as follows: BARB identifies the bank, 0 is the reserved character, and GARHMU identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Garhmukteshwar,Panchsheel Nagar,Up branch — IFSC BARB0GARHMU — extends the bank's services to customers in and around Amberpur, Uttar Pradesh.

Garhmukteshwar,Panchsheel Nagar,Up branch overview

Located at MAIN CHOPALA,NEAR AMBEDKAR MURTI,GARHMUKTESHWAR,DIST-PANCHSHEEL NAGAR,UP - 245205., the Garhmukteshwar,Panchsheel Nagar,Up branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GARHMU is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0GARHMU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0GARHMU the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Garhmukteshwar,Panchsheel Nagar,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GARHMU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BARB0GARHMU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GARHMU across all three.

NEFT to Bank of Baroda, GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP using IFSC BARB0GARHMU

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GARHMU, and confirm that the system picks up Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0GARHMU

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP, ensure your bank's portal accepts IFSC BARB0GARHMU while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP, use IMPS. With IFSC BARB0GARHMU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0GARHMU for Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Garhmukteshwar,Panchsheel Nagar,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP branch, the IFSC BARB0GARHMU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Garhmukteshwar,Panchsheel Nagar,Up branch is mapped to IFSC BARB0GARHMU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0GARHMU.

Products and services

Customers walking into the Garhmukteshwar,Panchsheel Nagar,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GARHMU

Online banking and IFSC BARB0GARHMU

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GARHMU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Garhmukteshwar,Panchsheel Nagar,Up branch sits at MAIN CHOPALA,NEAR AMBEDKAR MURTI,GARHMUKTESHWAR,DIST-PANCHSHEEL NAGAR,UP - 245205.. If you are travelling from outside Amberpur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GARHMU and your account number.

Common mistakes to avoid when using IFSC BARB0GARHMU

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0GARHMU.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Garhmukteshwar,Panchsheel Nagar,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GARHMU continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GARHMU for Bank of Baroda – GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0GARHMU belongs to Bank of Baroda's GARHMUKTESHWAR,PANCHSHEEL NAGAR,UP branch, located at MAIN CHOPALA,NEAR AMBEDKAR MURTI,GARHMUKTESHWAR,DIST-PANCHSHEEL NAGAR,UP -… in AMBERPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.