Below are the complete branch details for Bank of Baroda, KOTTAPPARA branch, located in AMBALATHARA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJKOPA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJKOPA for Bank of Baroda – KOTTAPPARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJKOPA is the IFSC of Bank of Baroda's KOTTAPPARA branch. The format is fixed: BARB = bank code, 0 = reserved, VJKOPA = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kottappara branch in Ambalathara, Kerala is part of this network and uses the IFSC code BARB0VJKOPA for all electronic settlement.
About this branch
The branch is located at KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA , 671531. It serves the Ambalathara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJKOPA is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kottappara |
| IFSC Code | BARB0VJKOPA |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA , 671531 |
| City | Ambalathara |
| District | Kasaragod |
| State | Kerala |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KOTTAPPARA branch came to be assigned the code BARB0VJKOPA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJKOPA, money simply cannot be routed to the KOTTAPPARA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJKOPA and the account number together uniquely identify the Kottappara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VJKOPA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJKOPA across all three.
NEFT to Bank of Baroda, KOTTAPPARA using IFSC BARB0VJKOPA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJKOPA, and confirm that the system picks up Bank of Baroda – KOTTAPPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOTTAPPARA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KOTTAPPARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJKOPA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KOTTAPPARA (IFSC BARB0VJKOPA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJKOPA in your mobile or internet banking app, and the money is credited to the KOTTAPPARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kottappara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJKOPA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTTAPPARA is still linked to IFSC BARB0VJKOPA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VJKOPA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KOTTAPPARA is still mapped to IFSC BARB0VJKOPA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJKOPA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kottappara branch is mapped to IFSC BARB0VJKOPA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJKOPA.
Banking services available
The Kottappara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJKOPA
Online banking and IFSC BARB0VJKOPA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KOTTAPPARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJKOPA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kottappara branch
The branch is located at KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA , 671531, which puts it inside Ambalathara, the broader Kasaragod district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kottappara branch” — the verified location pin for IFSC BARB0VJKOPA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJKOPA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KOTTAPPARA:
- The IFSC is exactly BARB0VJKOPA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KOTTAPPARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kottappara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJKOPA, however, work 24x7.
Verifying IFSC BARB0VJKOPA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJKOPA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaKottappara Branch
KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA , 671531
Ambalathara, Kerala
Phone: 22-1800223344
IFSC: BARB0VJKOPA
Frequently asked questions
How do I add Bank of Baroda Kottappara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJKOPA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VJKOPA the same for all accounts at Kottappara branch?
Yes. The IFSC BARB0VJKOPA is shared by every account held at Bank of Baroda's Kottappara branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Kottappara branch?
The IFSC code of Bank of Baroda, Kottappara branch is BARB0VJKOPA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0VJKOPA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJKOPA to send funds instantly.
Does Bank of Baroda Kottappara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kottappara branch but serve different purposes.
What is the phone number of Bank of Baroda Kottappara branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Kottappara branch located?
Bank of Baroda's Kottappara branch is located at KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA , 671531, Ambalathara, Kerala.
Summary
The IFSC code BARB0VJKOPA belongs to Bank of Baroda's KOTTAPPARA branch, located at KAYANANDAN COMPLEX , AMBALATHARA VILLAGE , PULLUR POST,KOTTAPPARA , KOTTAPPARA… in AMBALATHARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
