IFSC Code of Bank of Baroda, Shah Kamal Road,Aligarh Branch, Uttar Pradesh

Below are the complete branch details for Bank of Baroda, SHAH KAMAL ROAD,ALIGARH branch, located in ALIGARH, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBSKAM. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBSKAM for Bank of Baroda – SHAH KAMAL ROAD,ALIGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – SHAH KAMAL ROAD,ALIGARH is BARB0DBSKAM. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBSKAM map to this branch in ALIGARH, UTTAR PRADESH.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shah Kamal Road,Aligarh branch in Aligarh, Uttar Pradesh is part of this network and uses the IFSC code BARB0DBSKAM for all electronic settlement.

Branch details at a glance

About the Shah Kamal Road,Aligarh branch

The Shah Kamal Road,Aligarh branch of Bank of Baroda is situated at SHAH KAMAL ROADNEAR OLD BUS STAND ALIGARH ALIGARH UTTAR PRADESH 202001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBSKAM is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHAH KAMAL ROAD,ALIGARH of Bank of Baroda — its own 11-character IFSC. The code BARB0DBSKAM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBSKAM the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shah Kamal Road,Aligarh branch

Once you have an account at Bank of Baroda – SHAH KAMAL ROAD,ALIGARH, the IFSC BARB0DBSKAM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shah Kamal Road,Aligarh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0DBSKAM

How to transfer money using IFSC BARB0DBSKAM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBSKAM across all three.

NEFT to Bank of Baroda, SHAH KAMAL ROAD,ALIGARH using IFSC BARB0DBSKAM

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBSKAM, and confirm that the system picks up Bank of Baroda – SHAH KAMAL ROAD,ALIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0DBSKAM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SHAH KAMAL ROAD,ALIGARH, ensure your bank's portal accepts IFSC BARB0DBSKAM while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda SHAH KAMAL ROAD,ALIGARH (IFSC BARB0DBSKAM)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBSKAM in your mobile or internet banking app, and the money is credited to the SHAH KAMAL ROAD,ALIGARH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shah Kamal Road,Aligarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBSKAM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHAH KAMAL ROAD,ALIGARH is still linked to IFSC BARB0DBSKAM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SHAH KAMAL ROAD,ALIGARH branch, the IFSC BARB0DBSKAM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0DBSKAM

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SHAH KAMAL ROAD,ALIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBSKAM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBSKAM and the account number together uniquely identify the Shah Kamal Road,Aligarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SHAH KAMAL ROAD,ALIGARH:

• The IFSC is exactly BARB0DBSKAM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SHAH KAMAL ROAD,ALIGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shah Kamal Road,Aligarh branch sits at SHAH KAMAL ROADNEAR OLD BUS STAND ALIGARH ALIGARH UTTAR PRADESH 202001. If you are travelling from outside Aligarh, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBSKAM and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0DBSKAM for Bank of Baroda – SHAH KAMAL ROAD,ALIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shah Kamal Road,Aligarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBSKAM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0DBSKAM belongs to Bank of Baroda's SHAH KAMAL ROAD,ALIGARH branch, located at SHAH KAMAL ROADNEAR OLD BUS STAND ALIGARH ALIGARH UTTAR PRADESH 202001 in ALIGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.