If you are searching for the IFSC code of Bank of Baroda, MALKHANNAGAR BRANCH branch in ALIGARH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0MALKHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALKHANNAGAR BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0MALKHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0MALKHA is the IFSC of Bank of Baroda's MALKHANNAGAR BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, MALKHA = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Malkhannagar Branch branch in Aligarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0MALKHA.
About the Malkhannagar Branch branch
The Malkhannagar Branch branch of Bank of Baroda is situated at MALKHANNAGAR BRANCH,NEAR WOMEN COLLEGE,DIGGI ROAD,ALIGARH,202001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MALKHA is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Malkhannagar Branch |
| IFSC Code | BARB0MALKHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | MALKHANNAGAR BRANCH,NEAR WOMEN COLLEGE,DIGGI ROAD,ALIGARH,202001 |
| City | Aligarh |
| District | Aligarh |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MALKHANNAGAR BRANCH branch came to be assigned the code BARB0MALKHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MALKHA, money simply cannot be routed to the MALKHANNAGAR BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Malkhannagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0MALKHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0MALKHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MALKHA across all three.
NEFT to Bank of Baroda, MALKHANNAGAR BRANCH using IFSC BARB0MALKHA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MALKHA, and confirm that the system picks up Bank of Baroda – MALKHANNAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0MALKHA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – MALKHANNAGAR BRANCH, ensure your bank's portal accepts IFSC BARB0MALKHA while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MALKHANNAGAR BRANCH, use IMPS. With IFSC BARB0MALKHA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0MALKHA for Bank of Baroda – MALKHANNAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0MALKHA | Yes – BARB0MALKHA | Yes – BARB0MALKHA |
For most retail customers crediting the Malkhannagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0MALKHA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MALKHANNAGAR BRANCH is still mapped to IFSC BARB0MALKHA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MALKHA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Malkhannagar Branch branch is mapped to IFSC BARB0MALKHA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0MALKHA.
Banking services available
The Malkhannagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MALKHA
Online banking and IFSC BARB0MALKHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MALKHANNAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MALKHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Malkhannagar Branch branch sits at MALKHANNAGAR BRANCH,NEAR WOMEN COLLEGE,DIGGI ROAD,ALIGARH,202001. If you are travelling from outside Aligarh, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MALKHA and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MALKHANNAGAR BRANCH:
- The IFSC is exactly BARB0MALKHA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MALKHANNAGAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malkhannagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MALKHA, however, work 24x7.
Verifying IFSC BARB0MALKHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MALKHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaMalkhannagar Branch Branch
MALKHANNAGAR BRANCH,NEAR WOMEN COLLEGE,DIGGI ROAD,ALIGARH,202001
Aligarh, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0MALKHA
Frequently asked questions
Is IFSC BARB0MALKHA valid for NEFT and RTGS?
Yes. IFSC BARB0MALKHA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0MALKHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Malkhannagar Branch reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Malkhannagar Branch branch?
The IFSC code of Bank of Baroda, Malkhannagar Branch branch is BARB0MALKHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Malkhannagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Malkhannagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MALKHA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0MALKHA the same for all accounts at Malkhannagar Branch branch?
Yes. The IFSC BARB0MALKHA is shared by every account held at Bank of Baroda's Malkhannagar Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0MALKHA belongs to Bank of Baroda's MALKHANNAGAR BRANCH branch, located at MALKHANNAGAR BRANCH,NEAR WOMEN COLLEGE,DIGGI ROAD,ALIGARH,202001 in ALIGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
