This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, SHARDANAGAR branch in AHMEDABAD. The 11-digit IFSC BARB0DBSHAR uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the SHARDANAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBSHAR is the IFSC of Bank of Baroda's SHARDANAGAR branch. The format is fixed: BARB = bank code, 0 = reserved, DBSHAR = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Shardanagar branch — IFSC BARB0DBSHAR — extends the bank's services to customers in and around Ahmedabad, Gujarat.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Shardanagar |
| IFSC Code | BARB0DBSHAR |
| MICR Code | Refer to cheque leaf |
| Branch Address | 85 SHARADANAGAR SOCY NEAR VIKAS GRUH PALDI AHMEDABAD GUJARAT 380007 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the Shardanagar branch
The Shardanagar branch of Bank of Baroda is situated at 85 SHARADANAGAR SOCY NEAR VIKAS GRUH PALDI AHMEDABAD GUJARAT 380007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBSHAR is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHARDANAGAR branch came to be assigned the code BARB0DBSHAR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBSHAR, money simply cannot be routed to the SHARDANAGAR branch electronically.
Products and account variants supported
Every account opened at the Shardanagar branch is mapped to IFSC BARB0DBSHAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBSHAR.
Products and services
Customers walking into the Shardanagar branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBSHAR
How to transfer money using IFSC BARB0DBSHAR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBSHAR across all three.
How to use IFSC BARB0DBSHAR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SHARDANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBSHAR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SHARDANAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHARDANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SHARDANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBSHAR while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda SHARDANAGAR (IFSC BARB0DBSHAR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBSHAR in your mobile or internet banking app, and the money is credited to the SHARDANAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBSHAR for Bank of Baroda – SHARDANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBSHAR | Yes – BARB0DBSHAR | Yes – BARB0DBSHAR |
For most retail customers crediting the Shardanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBSHAR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SHARDANAGAR is still mapped to IFSC BARB0DBSHAR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBSHAR and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Shardanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBSHAR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Shardanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBSHAR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0DBSHAR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SHARDANAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBSHAR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shardanagar branch sits at 85 SHARADANAGAR SOCY NEAR VIKAS GRUH PALDI AHMEDABAD GUJARAT 380007. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBSHAR and your account number.
Verifying IFSC BARB0DBSHAR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBSHAR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shardanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBSHAR continue to work without interruption.
Branch address & contact
Bank of BarodaShardanagar Branch
85 SHARADANAGAR SOCY NEAR VIKAS GRUH PALDI AHMEDABAD GUJARAT 380007
Ahmedabad, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBSHAR
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shardanagar branch but serve different purposes.
Can I use IFSC BARB0DBSHAR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBSHAR to send funds instantly.
What is the IFSC code of Bank of Baroda Shardanagar branch?
The IFSC code of Bank of Baroda, Shardanagar branch is BARB0DBSHAR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Shardanagar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Shardanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBSHAR, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Shardanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0DBSHAR valid for NEFT and RTGS?
Yes. IFSC BARB0DBSHAR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0DBSHAR the same for all accounts at Shardanagar branch?
Yes. The IFSC BARB0DBSHAR is shared by every account held at Bank of Baroda's Shardanagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0DBSHAR belongs to Bank of Baroda's SHARDANAGAR branch, located at 85 SHARADANAGAR SOCY NEAR VIKAS GRUH PALDI AHMEDABAD GUJARAT 380007 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
