If you are searching for the IFSC code of Bank of Baroda, RETAIL ASSET BRANCH, ASHRAM ROA branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0DBDRIV. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RETAIL ASSET BRANCH, ASHRAM ROA branch, and detailed step-by-step guides for using the IFSC BARB0DBDRIV across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – RETAIL ASSET BRANCH, ASHRAM ROA is BARB0DBDRIV. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBDRIV map to this branch in AHMEDABAD, GUJARAT.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Retail Asset Branch, Ashram Roa branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBDRIV.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Retail Asset Branch, Ashram Roa |
| IFSC Code | BARB0DBDRIV |
| MICR Code | Refer to cheque leaf |
| Branch Address | 15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD AHMEDABAD AHMEDABAD GUJARAT 380051 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the Retail Asset Branch, Ashram Roa branch
The Retail Asset Branch, Ashram Roa branch of Bank of Baroda is situated at 15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD AHMEDABAD AHMEDABAD GUJARAT 380051. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBDRIV is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RETAIL ASSET BRANCH, ASHRAM ROA of Bank of Baroda — its own 11-character IFSC. The code BARB0DBDRIV is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBDRIV the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Retail Asset Branch, Ashram Roa branch
Once you have an account at Bank of Baroda – RETAIL ASSET BRANCH, ASHRAM ROA, the IFSC BARB0DBDRIV stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Retail Asset Branch, Ashram Roa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBDRIV
How to transfer money using IFSC BARB0DBDRIV
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBDRIV across all three.
How to use IFSC BARB0DBDRIV for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RETAIL ASSET BRANCH, ASHRAM ROA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBDRIV.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as RETAIL ASSET BRANCH, ASHRAM ROA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RETAIL ASSET BRANCH, ASHRAM ROA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RETAIL ASSET BRANCH, ASHRAM ROA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBDRIV while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda RETAIL ASSET BRANCH, ASHRAM ROA (IFSC BARB0DBDRIV)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBDRIV in your mobile or internet banking app, and the money is credited to the RETAIL ASSET BRANCH, ASHRAM ROA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBDRIV for Bank of Baroda – RETAIL ASSET BRANCH, ASHRAM ROA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBDRIV | Yes – BARB0DBDRIV | Yes – BARB0DBDRIV |
For most retail customers crediting the Retail Asset Branch, Ashram Roa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBDRIV
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RETAIL ASSET BRANCH, ASHRAM ROA is still mapped to IFSC BARB0DBDRIV. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBDRIV and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Retail Asset Branch, Ashram Roa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBDRIV is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBDRIV and the account number together uniquely identify the Retail Asset Branch, Ashram Roa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RETAIL ASSET BRANCH, ASHRAM ROA:
- The IFSC is exactly BARB0DBDRIV with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and RETAIL ASSET BRANCH, ASHRAM ROA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Retail Asset Branch, Ashram Roa branch sits at 15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD AHMEDABAD AHMEDABAD GUJARAT 380051. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBDRIV and your account number.
Verifying IFSC BARB0DBDRIV from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBDRIV by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Retail Asset Branch, Ashram Roa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBDRIV, however, work 24x7.
Branch address & contact
Bank of BarodaRetail Asset Branch, Ashram Roa Branch
15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD AHMEDABAD AHMEDABAD GUJARAT 380051
Ahmedabad, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBDRIV
Frequently asked questions
How quickly will an NEFT transfer using BARB0DBDRIV be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Retail Asset Branch, Ashram Roa reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Retail Asset Branch, Ashram Roa branch but serve different purposes.
What is the phone number of Bank of Baroda Retail Asset Branch, Ashram Roa branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Retail Asset Branch, Ashram Roa branch?
The IFSC code of Bank of Baroda, Retail Asset Branch, Ashram Roa branch is BARB0DBDRIV. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Retail Asset Branch, Ashram Roa branch located?
Bank of Baroda's Retail Asset Branch, Ashram Roa branch is located at 15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD AHMEDABAD AHMEDABAD GUJARAT 380051, Ahmedabad, Gujarat.
Is IFSC BARB0DBDRIV valid for NEFT and RTGS?
Yes. IFSC BARB0DBDRIV is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Retail Asset Branch, Ashram Roa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBDRIV, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBDRIV the same for all accounts at Retail Asset Branch, Ashram Roa branch?
Yes. The IFSC BARB0DBDRIV is shared by every account held at Bank of Baroda's Retail Asset Branch, Ashram Roa branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0DBDRIV belongs to Bank of Baroda's RETAIL ASSET BRANCH, ASHRAM ROA branch, located at 15 SUMANGALAM SOCIETY1ST FLOORNEAR ASIA HIOPP DRIVE IN CINEMAAHMEDABAD… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
